Listed for:Listed 27 days ago
$489,900

243 Geneva Street

St. Catharines (Downtown), ON L2R 4R2

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 243 Geneva Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 243 Geneva Street, St. Catharines, Downtown

Summarized Description

  • Updated home, move-in ready with modern finishes.
  • Open-concept layout with cozy fireplace.
  • Fully fenced backyard with newer deck.
  • Three well-sized bedrooms and renovated bathroom.
  • Finished lower level with additional bedroom.
  • Parking for three vehicles adds convenience.
  • Located near Fairview Mall and amenities.

Beautifully updated throughout, this inviting home is move-in ready with modern finishes and thoughtful upgrades from top to bottom. The main level features a bright, open-concept layout with a contemporary kitchen, dining area and comfortable living room with a cozy fireplace. A convenient mudroom provides additional storage and everyday functionality. Step outside to the fully fenced backyard with a newer deck (2024), perfect for entertaining, relaxing or enjoying the outdoors. Upstairs, you'll find three well-sized bedrooms and a beautifully renovated 4-piece bathroom complete with a soaker tub. The fully finished lower level offers even more versatility with an additional bedroom, 3-piece bathroom, recreation room, laundry area and a separate den ideal for a home office, playroom or flex room. Parking for three vehicles in the driveway adds extra convenience. Ideally located just minutes from Fairview Mall, schools, parks, public transit and everyday amenities. A stylish and modern home offering beautiful finishes, thoughtful updates and comfortable living in a convenient location. CHECK OUT VIDEO TOUR!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,039
Land Transfer Tax Fee
$6,273

Rental Items

Rental Equipment
HOT WATER HEATER
Under Contract
Hot Water Heater

Basement Type
Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Carpet Free, Water Heater
Fireplace/Stove
Yes
Fireplace Features
Electric
Elevator
No

Exterior Features

Pool
None
Property Features
Fenced Yard, Park, Place Of Worship, Public Transit, Rec./Commun.Centre
Other Structures
Gazebo

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
35.00 ft
Lot Depth
129.00 ft
Lot Size
4515

Inclusions

Inclusions
FRIDGE, STOVE, DISHWASHER, DRYER, LIGHT FIXTURES

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Wood
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 1
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Primary Bedroom—
    Second level
  • Dining Room—
    Main level, Fireplace, Carpet Free
  • Bedroom 3—
    Second level, Carpet Free
  • Living Room—
    Main level
  • Mud Room—
    Main level
  • Kitchen—
    Main level, W/O To Deck
  • Recreation—
    Basement level
  • Bedroom—
    Basement level
  • Bathroom—
    Second level, 4 Pc Bath, Soaking Tub
  • Office—
    Basement level
  • Bedroom 2—
    Second level, Carpet Free
  • Bathroom—
    Basement level

Washrooms

  • 4-piece, Second
  • 3-piece, Basement

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Dunlop Dr and Geneva St
Zoning
R3
Directions
just past Norwood

MLS® number
X13846972
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-30
Updated on
2026-10-21
Days on market
27 days
Possession type
Flexible
Co-op commission
2% plus HST
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 243 Geneva Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $489,900

HOMEH Estimate

?

$389,581

Estimated Sales Range

?

$307,769 - $485,330

HOMEH Estimate for 243 Geneva Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$389,581Medium confidence
Based on 14 comparable properties
+ $100,319 (26%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,616$13,668$11,660$0
=Total mortgage
$484,021$454,578$428,075$391,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,363monthly$2,219monthly$2,090monthly$1,914monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,273

Total Land Transfer Tax

$6,273

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