Listed for:Listed Sep 21, 2026
$699,000

148 Geneva Street

St. Catharines (Downtown), ON L3R 4N9

Multiplex For Sale
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Sale & Price History for 148 Geneva Street, St. Catharines, Downtown

No listing history available

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About 148 Geneva Street, St. Catharines, Downtown

Summarized Description

  • Unique heritage home with R3 zoning flexibility.
  • Spacious 5+ bedroom, 4 bathroom layout.
  • Original details like historic millwork throughout.
  • Includes an adjacent studio apartment.
  • Oversized garage with workshop on large lot.
  • Excellent visibility near downtown and transit.
  • Current short-term rental with income potential.
  • Remodeled with updates, including new roof.

1870 HERITAGE HOME in St. Catharines! Beyond its heritage appeal, the property is zoned R3, offering a wide variety of potential uses subject to buyer verification. Whether you invision a restored single-family residence, a multi-unit conversion, professional office, live/work space, or another permitted use, this zoning provides flexibilty rarely found in a home of this character. The property enjoys excellent visibility and convenient access to downtown St. Catharines, transit, amenities and major routes, close to the QEW. This spacious 5+ bedroom, 4 bathroom home showcases original details that simply cannot be replicated, from historic millwork and trim to period charm throughout. An adjacent studio apartment with its own entrance also compliments this historic structure. An oversized 2 car garage with workshop sits on this extra large lot 122' X 74' as well. Some remodelling and updates has been completed. Roof (2022) new oil tank (2024). This property offers excellent income potential and is currently being offered as a short term rental situation with excellent tenants and income. A truly unique offering for heritage enthusiasts, investors, and visionaries alike. 148 Geneva invites you to preserve the past while shaping the future. In the past this property has been used as an antique shop & art studio.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,723
Land Transfer Tax Fee
$10,455

Rental Items

Under Contract
Hot Water Heater, Hot Water Tank-Oil

Basement Type
Unfinished

Interior Features

Interior Extras
Accessory Apartment
Fireplace/Stove
Yes
Fireplace Features
Living Room
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Multiplex
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick Veneer
Roof
Asphalt Rolled
Foundation Details
Block, Brick
Special Designation
Unknown

Lot

Lot Front
74.30 ft
Lot Depth
122.00 ft

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
5
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Oil
Heat Type
Water
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
5
Washrooms
4
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bedroom—
    Flat level
  • Dining Room—
    Ground level
  • Bedroom 2—
    Second level
  • Common Room—
    Flat level
  • Bedroom 4—
    Second level
  • Living Room—
    Ground level, Brick Fireplace
  • Sitting—
    Second level
  • Bedroom 3—
    Second level
  • Room—
  • Kitchen—
    Ground level, Eat-in Kitchen
  • Foyer—
    Ground level
  • Kitchen—
    Ground level, Family Size Kitchen
  • Bedroom—
    Second level

Washrooms

  • 2-piece, Ground
  • 4-piece, Second
  • 3-piece, Second
  • 3-piece, Flat

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Dacotah St. & Geneva Sts.
Zoning
R3
Directions
From Welland Ave. onto Geneva St.

MLS® number
X13811482
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-21
Updated on
2026-10-12
Days on market
30 days
Possession type
30-59 days
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 148 Geneva Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $699,000

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Estimated Sales Range

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HOMEH Estimate for 148 Geneva Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $199,000 over $500K

Minimum down payment

$44,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$26,143$19,502$16,636$0
=Total mortgage
$679,708$648,602$610,786$559,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,319monthly$3,167monthly$2,982monthly$2,730monthly
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Land Transfer Tax

Provincial

$10,455

Total Land Transfer Tax

$10,455

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