Sold for:Sold 11 days ago
$379,000

44 Cumming Street

St. Catharines (Western Hill), ON L2S 1H9

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 44 Cumming Street, St. Catharines, Western Hill

2026-09-21
2026-10-09
Sold
Price
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MLS#
x13811960
2026-07-04
2026-09-21
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 44 Cumming Street, St. Catharines, Western Hill

Summarized Description

  • Adorable family home with main floor bedroom.
  • Updated kitchen with shaker style cabinets.
  • New furnace and central air conditioning installed in 2022.
  • Generous sized bedrooms with large closets.
  • Fenced backyard with garden shed and relaxing tree.
  • Close to schools, parks, and Brock University bus route.
  • Freshly painted and move-in ready condition.
  • Affordable monthly payments cheaper than renting.

Adorable & Bright 1 Owner family home. This freshly painted home has a main floor bedroom and laundry, Updated bathroom and Newer shaker style kitchen cabinets with pantry and stainless steel appliances. On the second floor there is 2 generous sized bedrooms, both with large closets. There is a large space at the top of the stairs complete with a large window, perfect for a desk, There is even one more 2pc bathroom! About 10 years ago, the windows, siding, eavestroughs, and front porch were re-done, along with the roof. The Furnace and central air conditioning 2022, washer and dryer are from 2023. The back yard is almost completely fenced in, with a garden shed and a extra long garage, Out there is also the most perfect tree to relax under. Perfect home for those trying to get out of renting. With 10% down at 5% ONLY $2045 A MONTH! CHEAPER THAN RENT! Close to schools, parks, shopping and on bus route to Brock University

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,437
Land Transfer Tax Fee
$4,160

Rental Items

Rental Equipment
On demand hot water heater
Under Contract
On Demand Water Heater

Basement Type
Crawl Space

Interior Features

Laundry Level
Main Level
Interior Extras
In-Law Capability
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Porch
Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
35.00 ft
Lot Depth
105.00 ft

Inclusions

Inclusions
Fridge, stove, dishwasher, stacked washer, dryer, and cabinets in Laundry room, Most Garage tools

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Washrooms

  • 3-piece, Main
  • 2-piece, Second

Municipality
St. Catharines
Neighbourhood
Western Hill
Main cross streets
between Pelham and Hillview
Zoning
R2
Directions
Off Pelham Rd
Waterfront
None

MLS® number
X13811960
Data source
Toronto Regional Real Estate Board
Status change
2026-10-09
Listed on
2026-09-21
Days on market
18 days
Possession date
2026-10-06
Possession type
Immediate
Co-op commission
2
Seller
Listed by
Right At Home Realty, Brokerage

Home Market Value

Current home valuation for 44 Cumming Street, St. Catharines, Western Hill, St. Catharines, ON. Listed for $379,000

HOMEH Estimate

?

$332,500

Estimated Sales Range

?

$262,675 - $402,325

HOMEH Estimate for 44 Cumming Street, St. Catharines, Western Hill

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$332,500Medium confidence
Based on 15 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$18,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$14,402$10,574$9,020$0
=Total mortgage
$374,452$351,674$331,170$303,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,828monthly$1,717monthly$1,617monthly$1,480monthly
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Land Transfer Tax

Provincial

$4,160

Total Land Transfer Tax

$4,160

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