Sold for:Sold Jul 24, 2026
$499,999

39 Cumming Street

St. Catharines (Western Hill), ON L2S 1H8

Semi-Detached House SoldNot available

Property not available for sale or for rent.

Sell with HOMEH

HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.

Free Home EvaluationHow Much Is My Home Worth?Homes for Sale Nearby

Sale & Price History for 39 Cumming Street, St. Catharines, Western Hill

2026-06-24
2026-07-24
Sold
Price
Login to See Prices
MLS#
x13484710
2026-06-01
2026-06-23
Terminated
Price
Login to See Prices

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 39 Cumming Street, St. Catharines, Western Hill

Summarized Description

  • 2+2 bedroom, 2 bathroom semi-detached home
  • Open-concept design ideal for families
  • Fully finished lower level with separate entrance
  • In-law suite potential for multi-generational living
  • Family-friendly neighborhood with schools nearby
  • Convenient access to shopping and GO Train
  • 20 minutes to Niagara Falls for weekend trips
  • Exceptional value in a desirable location

Welcome to this well-maintained 2+2 bedroom, 2 bathroom semi-detached raised ranch located on desirable Cumming Street in St. Catharines. Featuring an open-concept main floor design, this home offers a bright and functional layout perfect for families and entertaining. The spacious kitchen includes a large island with plenty of prep and seating space, flowing seamlessly into the living and dining areas.The fully finished lower level boasts high ceilings, a bright and spacious family room, two additional bedrooms, a full bathroom, and a separate entrance. With its excellent layout and private access, the lower level offers outstanding potential for an in-law suite or multi-generational living.Ideally situated in a family-friendly neighbourhood, this home is within walking distance to two public schools, less than a minute's walk to a convenience store, and just a 5-minute walk to the GO Train Station for easy commuting. Enjoy the convenience of being only 3 minutes from major shopping destinations including Walmart and Superstore, while parks, recreational amenities, and everyday essentials are all close by. For weekend adventures, Niagara Falls and the Canada-U.S. border crossings are approximately 20 minutes away.Whether you're a growing family, investor, or someone seeking flexible living space, this versatile property offers exceptional value in a convenient and desirable location.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,674
Land Transfer Tax Fee
$6,475

Rental Items

Rental Equipment
Tankless HWT

Basement Type
Full, Separate Entrance

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Park, Public Transit, School

Building

Building Type
Semi-Detached
Building Style
Bungalow-Raised
Approx Age
6-15

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
34.97 ft
Lot Depth
104.99 ft
Lot Size
34.97 x 104.99 Feet
Lot Size Code
34.97 x 104.99 Feet

Inclusions

Inclusions
Stove, Fridge, Dishwasher, Microwave, Washer, Dryer, All Electrical Light Fixtures & All Window Coverings

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 2
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room4.72 x 2.44
    Main level, Combined w/Dining
  • Kitchen3.84 x 3.78
    Main level, Eat-in Kitchen
  • Primary Bedroom4.09 x 3.84
    Main level
  • Bedroom 23.15 x 2.67
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Family Room5.31 x 3.10
    Lower level
  • Bedroom 33.56 x 3.10
    Lower level
  • Bedroom 43.58 x 2.90
    Lower level
  • Bathroom—
    Lower level, 3 Pc Bath

Washrooms

  • 4-piece, Main
  • 3-piece, Main

Area
St. Catharines
Municipality
St. Catharines
Neighbourhood
Western Hill
Main cross streets
Pelham Road
Zoning
R2
Directions
S

MLS® number
X13484710
Data source
Toronto Regional Real Estate Board
Status change
2026-07-24
Listed on
2026-06-24
Days on market
30 days
Possession date
2026-08-01
Possession type
1-29 days
Co-op commission
2%
Seller
Listed by
RIGHT AT HOME REALTY

Home Market Value

Current home valuation for 39 Cumming Street, St. Catharines, Western Hill, St. Catharines, ON. Listed for $499,999

HOMEH Estimate

?

$703,025

Estimated Sales Range

?

$492,118 - $913,933

HOMEH Estimate for 39 Cumming Street, St. Catharines, Western Hill

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$703,025Low confidence
Based on 5 comparable properties
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$25,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$19,000$13,950$11,900$0
=Total mortgage
$493,999$463,949$436,899$399,999
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,412monthly$2,265monthly$2,133monthly$1,953monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,475

Total Land Transfer Tax

$6,475

Around this home

8/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
6.2 /10

St Anthony

Private·elementary·630m

6.4 /10

Edith Cavell

Public·elementary·700m

9.1 /10

Oakridge

Public·elementary·710m

6.1 /10

DSBN Academy

Public·secondary·870m

9.0 /10

Westdale

Public·elementary·1.0km

6.5 /10

Denis Morris

Private·secondary·1.1km

7.1 /10

St Peter

Private·elementary·1.3km

7.4 /10

Sir Winston Churchill

Public·secondary·1.5km

8.0 /10

Power Glen

Public·elementary·1.8km

4.1 /10

St Nicholas

Private·elementary·2.5km

5.5 /10

Immaculée-Conception

Private·elementary·French·2.5km

8.9 /10

Burleigh Hill

Public·elementary·2.7km

4.4 /10

St. Catharines

Public·secondary·2.8km

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.