
13 Cumming Street
St. Catharines (Western Hill), ON L2S 1H6
- 2+1Bedrooms
- 2Bathrooms
- 2Garage
- 700–1100Sq Ft
- $3,530Tax
- 35×105 ftLot Size
- Estimated Value:$460,500See Free Estimate Report

This home has sold. It is no longer available.
Property not available for sale or for rent.
Sale & Price History for 13 Cumming Street, St. Catharines, Western Hill
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| - | - | Login to See Prices | Unknown | |
| 2025-08-29 | 2025-09-26 | Login to See Prices | Sold | x12369882 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 13 Cumming Street, St. Catharines, Western Hill
MOVE-IN READY BUNGALOW IN PRIME LOCATION WITH FUTURE FLEXIBILITY & BUILT-IN INCOME POTENTIAL! Welcome to 13 Cumming St., St. Catharines a raised bungalow with built-in flexibility for homeowners and investors alike. This home has a smart layout with 3 bedrooms, 1.5 bathrooms, and oversized windows that flood both levels with natural light. The lower level has been freshly renovated (2024) and already has plumbing in place for a second kitchen and bathroom expansion, making it ideal for an in-law suite or full duplex conversion. Whether youre looking to generate rental income, house extended family, or build equity quickly, this well built, low maintenance property is set up to deliver. Upgrades include new flooring in the upstairs bedrooms, a double-wide paved driveway, and a cement walkway leading to a spacious deck. The fully fenced backyard features two storage sheds and plenty of room for enjoying low maintenance outdoor living. Set in a prime location, this home is steps from the GO Train and Via Rail station, just over the bridge from Downtown, and minutes from everyday essentials like Walmart, LCBO, restaurants, parks, and schools. Youll also enjoy quick access to the bustling Fourth Avenue power center, the new St. Catharines hospital, and world-class education at Ridley College. The Pen Centre, Niagaras largest shopping mall, and Brock University are both less than a 10-minute drive, making this an ideal location for families, professionals, and future tenants alike. With its combination of a newer build for the neighbourhood, move-in readiness, and clear potential for secondary suite conversion, 13 Cumming St. is a smart buy for both first-time buyers and investors. Quick closing is available.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,530
- Land Transfer Tax Fee
- $5,873
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Air Exchanger, In-Law Capability, Sump Pump, Water Heater
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Arts Centre, Hospital, Library, Park, Place Of Worship, Public Transit
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
- Approx Age
- 31-50
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 35.00 ft
- Lot Depth
- 105.00 ft
- Lot Size
- 3675
Inclusions
- Inclusions
- Fridge, Stove, Range Hood, Dishwasher, Microwave, Washer, Dryer, All Window Coverings
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level, Fireplace
- Primary Bedroom—Main level
- Bedroom 2—Main level
- Bathroom—Main level, 4 Pc Bath
- Recreation—Lower level, Fireplace
- Bedroom 3—Lower level
- Bathroom—Lower level, 2 Pc Bath
- Laundry—Lower level
Washrooms
- 4-piece, Main
- 2-piece, Lower
- Municipality
- St. Catharines
- Neighbourhood
- Western Hill
- Main cross streets
- Pelham Rd
- Zoning
- R2
- Directions
- QEW Niagara to 406, take exit 6, continue west on Westchester Cres, South West on St Paul St W, South on Pelham Rd, West on Cumming St
- MLS® number
- X12369882
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-09-26
- Listed on
- 2025-08-29
- Days on market
- 28 days
- Possession type
- Flexible
- Co-op commission
- $1.00
- Seller
- Listed by
- YOUR HOME SOLD GUARANTEED REALTY ELITE
Home Market Value
Current home valuation for 13 Cumming Street, St. Catharines, Western Hill, St. Catharines, ON. Listed for $469,900
HOMEH Estimate
$460,500
Estimated Sales Range
$363,795 - $557,205
HOMEH Estimate for 13 Cumming Street, St. Catharines, Western Hill
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$23,495
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $17,856 | $13,110 | $11,184 | $0 |
=Total mortgage | $464,261 | $436,020 | $410,599 | $375,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,267monthly | $2,129monthly | $2,005monthly | $1,835monthly |
Land Transfer Tax
$5,873
$5,873
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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