
44 Lowell Avenue
St. Catharines (Downtown), ON L2R 2E1
- 4Bedrooms
- 2Bathrooms
- 0Parking
- 1500–2000Sq Ft
- $3,020Tax
- 27×98 ftLot Size
- Free EstimateSee Free Estimate Report

Sale & Price History for 44 Lowell Avenue, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 44 Lowell Avenue, St. Catharines, Downtown
Summarized Description
- Charming duplex with versatile living options.
- Spacious main floor with hardwood flooring.
- Bright second-floor unit with two bedrooms.
- Fully fenced backyard ideal for relaxation.
- Excellent rental income potential of $3,650/month.
- Recent updates including new sewer line and furnace.
- Convenient location near amenities and transit.
CHARM, SPACE & VERSATILITY IN THIS ST. CATHARINES DUPLEX! Whether you're looking for a smart investment, an owner-occupied opportunity or the perfect multigenerational living arrangement, this charming 2-unit duplex offers plenty of possibilities!The extra-spacious main floor unit is filled with character, featuring beautiful hardwood flooring throughout, 2 generous bedrooms, a 4-piece bathroom, a functional kitchen and a bright, open-concept living and dining area with plenty of room to entertain. Enjoy direct access to the quaint, fully fenced backyard, along with convenient basement access for laundry and storage.The second-floor unit offers a bright and inviting 2-bedroom layout with a practical kitchen and comfortable living space. With estimated monthly rental potential of approximately $1,950 for the main floor and $1,700 for the upper unit, this property offers excellent income potential. Listing agents are happy to assist in securing tenants prior to closing!Outside, enjoy a charming, fully fenced backyard, perfect for relaxing, gardening or entertaining. The seller is also willing to add a single front-yard parking space if desired. Location is another standout feature! Conveniently situated close to schools, parks, public transit, shopping and everyday amenities, with quick access to both the QEW and Highway 406. Just minutes from the vibrant downtown St. Catharines hub, with its fantastic restaurants, shops and entertainment!Notable updates include a new sewer line (2025), roof improvements including a newer portion of the rear roof replaced in 2026 and the remaining 8-10 years old, an owned hot water tank (approx. 5 years), removal of all knob-and-tube wiring, two 100-amp breaker panels and a high-efficiency furnace (approx. 5 years).Live in 1, rent the other, or add a versatile income property to your portfolio! The two estimated rents total $3,650/month or $43,800/year in potential gross rental income, which is a nice selling feature for investors.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,020
- Land Transfer Tax Fee
- $4,973
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Separate Hydro Meter, Storage, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- None
- Property Features
- Hospital, Fenced Yard, School Bus Route, School, Public Transit, Place Of Worship
- Other Structures
- Fence - Full
Building
- Building Type
- Multiplex
- Building Style
- 1 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 27.00 ft
- Lot Depth
- 97.50 ft
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 0
- Total Garage And Parking Spaces
- 0
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Primary Bedroom—Main level
- Bathroom—Upper level
- Dining Room—Main level
- Bathroom—Main level
- Kitchen—Main level
- Kitchen—Upper level
- Living Room—Main level
- Bedroom 2—Main level
- Living Room—Upper level
- Foyer—Main level
- Workshop—Basement level
- Utility Room—Basement level
- Bedroom 3—Upper level
- Bedroom 4—Upper level
Washrooms
- 4-piece, Second
- 4-piece, Main
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Ontario St to Lowell Ave
- Zoning
- R2
- Directions
- Ontario St to Lowell Ave
- MLS® number
- X14094072
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-19
- Updated on
- 2026-10-20
- Days on market
- 5 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Home Market Value
Current home valuation for 44 Lowell Avenue, St. Catharines, Downtown, St. Catharines, ON. Listed for $424,900
HOMEH Estimate
—
Estimated Sales Range
—
HOMEH Estimate for 44 Lowell Avenue, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$21,245
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $16,146 | $11,855 | $10,113 | $0 |
=Total mortgage | $419,801 | $394,265 | $371,278 | $339,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,050monthly | $1,925monthly | $1,813monthly | $1,660monthly |
Land Transfer Tax
$4,973
$4,973
Around this home
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