Sold for:Sold Aug 25, 2025
$479,900

40 Lowell Avenue

St. Catharines (Downtown), ON L2R 2E1

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 40 Lowell Avenue, St. Catharines, Downtown

2025-08-22
2025-08-25
Sold
Price
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MLS#
x12359689

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 40 Lowell Avenue, St. Catharines, Downtown

This is 40 Lowell Avenue, the perfect blend of historic charm and lasting quality in this beautiful 2-storey century home, ideally located in downtown St. Catharines. Showcasing original character details throughout, this home is built on a poured concrete foundation, a rare find for a century property providing durability and peace of mind. Topped with a steel roof, the home is as solid as it is charming. Adding to the appeal, the street has been recently reconstructed, enhancing curb appeal and neighbourhood pride. Inside, you'll find spacious principal rooms, soaring ceilings, and plenty of natural light. A canvas of old-world craftsmanship ready for your personal touches. A short walk from local shops, restaurants, entertainment, and transit, this property is perfect for families who love walkable city living or investors seeking a character-filled opportunity in a prime location. Recent upgrades include: high efficiency furnace and heat pump (2023), asphalt driveway (2018), breaker panel (2018), and steel roof (2017).

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,052
Land Transfer Tax Fee
$6,073

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Full, Unfinished

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch, Patio
Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Metal
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
34.70 ft
Lot Depth
97.00 ft
Lot Size
3365.9

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, Window Coverings

Parking & Garages

Garage Type
None
Garage Spaces
3
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Washrooms

  • 2-piece, Main
  • 4-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Lowell Ave/Ontario St
Zoning
R2
Directions
QEW to Lake St Exit -> South on Lake St -> Right on Lowell Ave -> 40 Lowell Ave will be on your Left

MLS® number
X12359689
Data source
Toronto Regional Real Estate Board
Status change
2025-08-25
Listed on
2025-08-22
Days on market
3 days
Possession type
Flexible
Co-op commission
2.0+HST
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 40 Lowell Avenue, St. Catharines, Downtown, St. Catharines, ON. Listed for $479,900

HOMEH Estimate

?

$466,126

Estimated Sales Range

?

$409,397 - $522,855

HOMEH Estimate for 40 Lowell Avenue, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$466,126High confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$23,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,236$13,389$11,422$0
=Total mortgage
$474,141$445,299$419,337$383,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,315monthly$2,174monthly$2,047monthly$1,874monthly
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Land Transfer Tax

Provincial

$6,073

Total Land Transfer Tax

$6,073

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