Listed for:Listed 22 days ago
$485,000

74 Wiley Street

St. Catharines (Downtown), ON L2R 4G6

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 74 Wiley Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 74 Wiley Street, St. Catharines, Downtown

Summarized Description

  • Spacious detached home with 7 bedrooms and 3 bathrooms.
  • Potential for in-law suite or auxiliary dwelling unit.
  • Finished basement includes two bedrooms and living area.
  • Main floor features a bedroom and full washroom.
  • Located in the Fitzgerald neighbourhood near parks and schools.
  • Converted garage offers additional storage space.

This solid brick detached home has 7 bedrooms, 3 full bathrooms, and is located in the charming Fitzgerald neighbourhood just North of downtown St.Catharines. With good potential for an in-law suite or auxiliary dwelling unit project the property is a great option for investors, large families, and buyers of all types. There is a main floor bedroom along with full washroom, kitchen, dining room, and living room along with a garage that has been converted into storage space but could be reclaimed as a typical attached garage. On the second floor you will find another full washroom and 4 bedrooms including one that is separate from the others and currently has a kitchenet space you enter through to access the bedroom. The finished basement has two bedrooms, a full washroom, and a living room area as well. Surrounded by amazing neighbours, parks, schools, and walking distance or a short commute from everything that the city and region have to offer.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,027
Land Transfer Tax Fee
$6,175

Rental Items

Rental Equipment
Hot Water Heater

Basement Type
Finished

Interior Features

Interior Extras
In-Law Capability
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Brick, Other
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
40.00 ft
Lot Depth
100.00 ft

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Other
Water
Municipal
Sewers
Sewer

Bedrooms
5 + 2
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bedroom—
    Basement level
  • Bedroom—
    Second level
  • Bathroom—
    Main level, 3 Pc Bath
  • Bedroom—
    Second level
  • Kitchen—
    Second level
  • Dining Room—
    Main level
  • Bedroom—
    Basement level
  • Bathroom—
    Second level, 4 Pc Bath
  • Bedroom—
    Second level
  • Bedroom—
    Main level
  • Living Room—
    Main level
  • Room—
    Main level
  • Living Room—
    Basement level
  • Bedroom—
    Second level
  • Room—
    Basement level

Washrooms

  • 3-piece, Main
  • 3-piece, Basement
  • 4-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Corner of Linden Street & Wiley Street
Directions
Geneva Street --> Russell Avenue --> Wiley Street

MLS® number
X13817118
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-23
Updated on
2026-09-23
Days on market
22 days
Possession type
Flexible
Co-op commission
2.0%+HST
Seller
Listed by
RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Home Market Value

Current home valuation for 74 Wiley Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $485,000

HOMEH Estimate

?

$582,000

Estimated Sales Range

?

$447,672 - $656,553

HOMEH Estimate for 74 Wiley Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$582,000Low confidence
Based on 4 comparable properties
− $97,000 (17%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,250

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,430$13,532$11,543$0
=Total mortgage
$479,180$450,032$423,793$388,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,340monthly$2,197monthly$2,069monthly$1,894monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,175

Total Land Transfer Tax

$6,175

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