
321 Tracy Street
St. Marys, ON N4X 0B4
- 2Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $4,007Tax
- 30×184 ftLot Size
- Estimated Value:$463,370See Free Estimate Report
Sale & Price History for 321 Tracy Street, St. Marys
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 321 Tracy Street, St. Marys
Summarized Description
- Freehold bungalow townhome with no condo fees.
- Bright, open main floor with 9-foot ceilings.
- Oversized walk-in shower for aging in place.
- Partially finished lower level for guests or office.
- Short walk to downtown shops and cafés.
- Private backyard with peaceful treed backdrop.
- Low-maintenance living in St.
- Marys.
Downsizing this fall? This one makes it easy. Set on a quiet cul-de-sac street in St. Marys, this freehold bungalow townhome gives you low-maintenance, one-level living with no condo fees. 2000 sq. ft. of finished space, and it's a short walk to downtown shops, cafés, and everything you need. The main floor is bright and open, with 9-foot tray ceilings, carpet-free flooring, and plenty of natural light. The kitchen has a central island and looks out over the living and dining areas. Step through to the rear patio with awning and settle in with your morning coffee against a peaceful treed backdrop, a good spot to watch the leaves turn. Two bedrooms on the main floor keep things simple. The 3-piece bathroom was beautifully updated with a brand-new oversized walk-in shower and built-in bench (2026), a smart touch for aging in place. A large storage closet adds function, and interior access to the attached garage means you're never braving the cold to get inside. When family visits or a project calls, the partially finished lower level has a roomy family/rec room, a second bathroom, and flexible space for guests or a home office. Add a covered front porch, garden shed, and private backyard, and you've got easy bungalow living with modern finishes in one of Ontario's prettiest small towns. Welcome to St. Marys.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,007
- Land Transfer Tax Fee
- $8,475
- Basement Type
- Full
Interior Features
- Interior Extras
- Air Exchanger, Other, Carpet Free
- View
- Garden, Trees/Woods, Skyline
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Awnings, Landscaped, Patio, Porch
- Pool
- None
- Property Features
- Park, Ravine, River/Stream, School, Wooded/Treed
- Other Structures
- Fence - Partial, Shed
Building
- Building Type
- Freehold Townhouse
- Building Style
- Bungalow
- Approx Age
- 6-15
Construction
- Exterior Finish
- Stone, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 30.03 ft
- Lot Depth
- 184.34 ft
- Lot Size
- 5554.17
- Lot Shape
- Rectangular
- Lot Size Code
- 30.00 x 175.00
Inclusions
- Inclusions
- S/S Refrigerator, S/S Gas Stove, S/S Built In Microwave, S/S Built In Dishwasher, All ELF's incl Ceiling Fans, Dryer, Washer- Awning. All IN "AS IS" Condition
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Other
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Laundry—Main level
- Office—Lower level
- Family Room—Lower level
- Living Room14ft. 6in. x 18ft. 4in.Main level
- Foyer—Main level
- Primary Bedroom14ft. 0in. x 14ft. 0in.Main level
- Bedroom12ft. 0in. x 10ft. 0in.Main level
- Room—
- Kitchen15ft. 4in. x 12ft. 6in.Main level
Washrooms
- 3-piece, Main
- 2-piece, Lower
- Municipality
- St. Marys
- Neighbourhood
- St. Marys
- Main cross streets
- St. Maria St and Tracy St
- Zoning
- R5-5
- Directions
- Water St S to St. Maria St. to Right on Tracy St.
- Waterfront
- None
- MLS® number
- X13757042
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-08
- Updated on
- 2026-10-05
- Days on market
- 39 days
- Possession type
- Flexible
- Co-op commission
- 2.0% + HST
- Seller
- Listed by
- Peak Select Realty Inc
Home Market Value
Current home valuation for 321 Tracy Street, St. Marys, St. Marys, ON. Listed for $600,000
HOMEH Estimate
$463,370
Estimated Sales Range
$397,174 - $612,956
HOMEH Estimate for 321 Tracy Street, St. Marys
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $100,000 over $500K
$35,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,584 | $16,740 | $14,280 | $0 |
=Total mortgage | $587,184 | $556,740 | $524,280 | $480,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,867monthly | $2,718monthly | $2,560monthly | $2,344monthly |
Land Transfer Tax
$8,475
$8,475
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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