
122 Centre Street
St. Thomas, ON N5R 2Z9
- 4Bedrooms
- 2Bathrooms
- 4Parking
- 1100–1500Sq Ft
- $2,329Tax
- 35×203 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 122 Centre Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-05-30 | 2025-06-02 | Login to See Prices | Sold | x12185241 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 122 Centre Street, St. Thomas
Seize the opportunity to own this vacant, charming legal duplex in St. Thomas. Explore the additional commercial possibilities offered by this high-exposure, prime location sitting on a 200FT deep lot. Offering two move-in-ready units with oversized windows and stylish, clean interiors. The main unit features a back porch, sleek sage cabinetry, 8.5 FT ceilings, 3 bedrooms and 4 pc washroom. The upper unit features a front porch, foyer, oak staircase, 9FT ceilings, 1 bedroom and 3 pc washroom. This well-maintained duplex has undergone modern updates whilst preserving its historic character. Recent updates include: laminate flooring (2025), updated electrical + upgraded to 200amp service with ESA (2024), front roof (2024), new interior doors (2024), updated baths (2023, 2020), furnace + updated hvac (2022), back roof (2022), restored and stained hardwood floors (2020). This property includes 2 hydro meters, separate entrances, shared laundry and 4 rear parking spaces. Nestled in central St. Thomas by the Downtown district within walking distance to restaurants, boutiques, retailers and services. Discover what this amazing, turnkey property has to offer. Choose to step into homeownership using the CMHC owner occupied + legal rental program. Or choose a strong cashflowing investment property (low expenses and new market rents $2000/m + $1500/m).
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,329
- Land Transfer Tax Fee
- $4,474
Rental Items
- Rental Equipment
- None
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Separate Hydro Meter, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Block
- Special Designation
- Other
Lot
- Lot Front
- 35.19 ft
- Lot Depth
- 202.86 ft
- Lot Size
- 0.13
Inclusions
- Inclusions
- 2 fridges, 2 stoves, 1 dishwasher, 1 washer, 1 dryer, window coverings
Exclusions
- Exclusions
- Pink curtains in main floor bedroom
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 4
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Window Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Bathroom—Main level, 4 Pc Bath
- Living Room—Second level
- Kitchen—Second level
- Bedroom—Second level
- Bathroom—Second level, 3 Pc Bath
Washrooms
- 4-piece
- 3-piece
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Centre St and Metcalfe St
- Zoning
- C8
- Directions
- East on Talbot St, Right on Metcalfe st, Left on Centre st.
- MLS® number
- X12185241
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-06-02
- Listed on
- 2025-05-30
- Days on market
- 3 days
- Possession type
- 30-59 days
- Co-op commission
- 2% +HST
- Seller
- Listed by
- BLUE FOREST REALTY INC.
Home Market Value
Current home valuation for 122 Centre Street, St. Thomas, St. Thomas, ON. Listed for $399,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 122 Centre Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$19,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $15,196 | $11,157 | $9,518 | $0 |
=Total mortgage | $395,101 | $371,067 | $349,433 | $319,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,929monthly | $1,812monthly | $1,706monthly | $1,562monthly |
Land Transfer Tax
$4,474
$4,474
Around this home
No schools found nearby
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