Sold for:Sold Jun 2, 2025
$399,900

122 Centre Street

St. Thomas, ON N5R 2Z9

Multiplex SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 122 Centre Street, St. Thomas

2025-05-30
2025-06-02
Sold
Price
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MLS#
x12185241

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 122 Centre Street, St. Thomas

Seize the opportunity to own this vacant, charming legal duplex in St. Thomas. Explore the additional commercial possibilities offered by this high-exposure, prime location sitting on a 200FT deep lot. Offering two move-in-ready units with oversized windows and stylish, clean interiors. The main unit features a back porch, sleek sage cabinetry, 8.5 FT ceilings, 3 bedrooms and 4 pc washroom. The upper unit features a front porch, foyer, oak staircase, 9FT ceilings, 1 bedroom and 3 pc washroom. This well-maintained duplex has undergone modern updates whilst preserving its historic character. Recent updates include: laminate flooring (2025), updated electrical + upgraded to 200amp service with ESA (2024), front roof (2024), new interior doors (2024), updated baths (2023, 2020), furnace + updated hvac (2022), back roof (2022), restored and stained hardwood floors (2020). This property includes 2 hydro meters, separate entrances, shared laundry and 4 rear parking spaces. Nestled in central St. Thomas by the Downtown district within walking distance to restaurants, boutiques, retailers and services. Discover what this amazing, turnkey property has to offer. Choose to step into homeownership using the CMHC owner occupied + legal rental program. Or choose a strong cashflowing investment property (low expenses and new market rents $2000/m + $1500/m).

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,329
Land Transfer Tax Fee
$4,474

Rental Items

Rental Equipment
None

Basement Type
Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Separate Hydro Meter, Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Multiplex
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Vinyl Siding
Roof
Shingles
Foundation Details
Block
Special Designation
Other

Lot

Lot Front
35.19 ft
Lot Depth
202.86 ft
Lot Size
0.13

Inclusions

Inclusions
2 fridges, 2 stoves, 1 dishwasher, 1 washer, 1 dryer, window coverings

Exclusions

Exclusions
Pink curtains in main floor bedroom

Parking & Garages

Garage Type
None
Garage Spaces
4
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Window Unit(s)
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
2
Kitchens
2

Room sizes

  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Bedroom 3—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Living Room—
    Second level
  • Kitchen—
    Second level
  • Bedroom—
    Second level
  • Bathroom—
    Second level, 3 Pc Bath

Washrooms

  • 4-piece
  • 3-piece

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Centre St and Metcalfe St
Zoning
C8
Directions
East on Talbot St, Right on Metcalfe st, Left on Centre st.

MLS® number
X12185241
Data source
Toronto Regional Real Estate Board
Status change
2025-06-02
Listed on
2025-05-30
Days on market
3 days
Possession type
30-59 days
Co-op commission
2% +HST
Seller
Listed by
BLUE FOREST REALTY INC.

Home Market Value

Current home valuation for 122 Centre Street, St. Thomas, St. Thomas, ON. Listed for $399,900

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Estimated Sales Range

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HOMEH Estimate for 122 Centre Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$19,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,196$11,157$9,518$0
=Total mortgage
$395,101$371,067$349,433$319,920
Amortization
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%
%
%
%
Payment frequency
=Mortgage payment
$1,929monthly$1,812monthly$1,706monthly$1,562monthly
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Land Transfer Tax

Provincial

$4,474

Total Land Transfer Tax

$4,474

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