Listed for:Listed 9 days ago
$499,900

24 Centre Street

St. Thomas, ON N5R 2Z2

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 24 Centre Street, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 24 Centre Street, St. Thomas

Summarized Description

  • Located in St.
  • Thomas' historic Courthouse District
  • Features a custom walk-in closet in the primary bedroom
  • Vaulted ceiling in the kitchen adds charm
  • Main-floor bedroom suitable for guests or office
  • Fully fenced backyard ideal for entertaining
  • Generous layout with spacious living areas
  • Steps away from parks and amenities
  • Well-maintained home showcasing pride of ownership

Set on a tree-lined street in St. Thomas' historic Courthouse District, 24 Centre Street is an immaculately kept home where pride of ownership shows in every room. Original character is paired with practical updates in a surprisingly generous layout. The main floor opens to a spacious hearth and dining area and an elegant front sitting room overlooking the treed front yard. A main-floor bedroom works as a guest suite, home office, or easy single-level living. Upstairs are two bedrooms, including an expansive primary with a generous custom walk-in closet, plus a newly finished 3-piece bath. The kitchen stands out with a vaulted tongue-and-groove knotty pine ceiling that draws in light. Outside, a fully fenced backyard offers a private setting for relaxing, entertaining, or gardening.Well cared for and steps from Talbot Trail, Elevated Park, and everyday amenities, this home offers character and convenience in one of St. Thomas' long-loved neighbourhoods.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,272
Land Transfer Tax Fee
$6,473

Rental Items

Rental Equipment
Hot water tank

Basement Type
Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Carpet Free, Guest Accommodations, In-Law Capability, Storage, Sump Pump, Water Heater
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Wood
Roof
Asphalt Shingle
Foundation Details
Concrete, Concrete Block
Special Designation
Unknown

Lot

Lot Front
52.56 ft
Lot Depth
80.50 ft

Inclusions

Inclusions
Washer and Dryer, Wardrobe in main floor bedroom, Hot tub, Gazebo

Exclusions

Exclusions
Refrigerator, Stove, Dishwasher, kitchen chandelier, front room drapes and rods, kitchen curtains, main floor bedroom drapes.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bedroom 2—
    Second level
  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Bathroom—
    Main level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Second level
  • Sitting—
    Main level
  • Bedroom—
    Main level
  • Dining Room—
    Main level

Washrooms

  • 4-piece, Main
  • 3-piece, Second

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Talbot and Stanley
Directions
West on Talbot, Left on Stanley, Right on Centre St.

MLS® number
X13868042
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-06
Updated on
2026-10-06
Days on market
9 days
Possession type
30-59 days
Co-op commission
2%
Seller
Listed by
LONDON LIVING REAL ESTATE LTD.

Home Market Value

Current home valuation for 24 Centre Street, St. Thomas, St. Thomas, ON. Listed for $499,900

HOMEH Estimate

?

$488,219

Estimated Sales Range

?

$292,931 - $683,507

HOMEH Estimate for 24 Centre Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$488,219Low confidence
Based on 3 comparable properties
+ $11,681 (2%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,996$13,947$11,898$0
=Total mortgage
$493,901$463,857$436,813$399,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,411monthly$2,265monthly$2,133monthly$1,953monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,473

Total Land Transfer Tax

$6,473

Around this home

0/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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