Listed for:Listed 12 days ago
$424,900

20 Alma Street

St. Thomas, ON N5P 3A8

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 20 Alma Street, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 20 Alma Street, St. Thomas

Summarized Description

  • Move-in ready home with character and charm.
  • Unique spiral staircase adds architectural interest.
  • Fully fenced backyard perfect for outdoor activities.
  • Cozy electric fireplace enhances living space.
  • Spacious kitchen with convenient pantry.
  • Recent updates include new porch and windows.
  • Versatile den can serve multiple purposes.
  • Ample parking space for up to six vehicles.

Welcome to 20 Alma Street, a charming and character-filled home in St. Thomas that is move-in ready and offers plenty of space both inside and out. Enjoy your morning coffee or unwind on the brand-new front porch, offering ample room for comfortable seating and enjoying the neighbourhood. Step inside to a welcoming foyer with plenty of space for coats, bags and everyday essentials. The main floor features a nicely sized bedroom or versatile den, a combined living and dining area complete with a cozy electric fireplace, and a spacious kitchen with a convenient pantry and access to the back deck. A 4-piece bathroom with laundry completes the main level. A unique spiral staircase leads to the upper level, where you'll find three additional bedrooms, including the primary, along with a 3-piece bathroom featuring a charming clawfoot tub. Outside, the large fully fenced backyard offers plenty of room to create the outdoor space you've been dreaming of, with a back deck providing the perfect spot for outdoor dining, entertaining or relaxing. The private driveway provides parking for up to six vehicles, while the shed with hydro offers excellent additional storage or workspace. The basement features a convenient walk-up entrance, adding versatility and easy access. Recent updates include a new front porch, newer windows, paint, flooring, fixtures, kitchen cabinets and blown-in attic insulation. Full of character, functional space and thoughtful updates, this inviting home is ready for its next chapter!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,824
Land Transfer Tax Fee
$4,973

Rental Items

Rental Equipment
HWT

Basement Type
Walk-Up

Interior Features

Laundry Level
Main Level
Interior Extras
Storage
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Electric, Family Room
Elevator
No

Exterior Features

Exterior Extras
Porch, Deck
Pool
None
Property Features
Fenced Yard, Golf, Hospital, Library, Public Transit, School
Other Structures
Fence - Full, Shed

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Brick, Stone
Special Designation
Unknown

Lot

Lot Front
65.78 ft
Lot Depth
179.22 ft
Lot Size
11797
Lot Shape
Rectangular

Inclusions

Inclusions
NONE

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Radiant
Air Conditioning
None
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Dining Room—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath, Combined w/Laundry
  • Bedroom 3—
    Second level
  • Bedroom—
    Main level, Combined w/Den
  • Living Room—
    Main level, Electric Fireplace
  • Kitchen—
    Main level, Pantry
  • Bedroom 2—
    Second level
  • Bathroom—
    Second level, 3 Pc Bath, Tile Ceiling
  • Primary Bedroom—
    Second level

Washrooms

  • 4-piece, Main
  • 3-piece, Second

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
TALBOT STREET
Zoning
R3
Directions
FROM 401 HEAD SOUTH ON HWY 4 TOWARDS ST. THOMAS. AT THE ROUNDABOUT CONTINUE STRAIGHT ONTO TALBOT STREET. TURN LEFT ONTO ALMA STREET, THE HOME WILL BE ON YOUR LEFT.
Waterfront
None

MLS® number
X13867880
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-06
Updated on
2026-10-06
Days on market
12 days
Possession type
Flexible
Co-op commission
2%+HST -50% HOLDBACK IF INTRODUCED BY LA
Seller
Listed by
RE/MAX CENTRE CITY REALTY INC

Home Market Value

Current home valuation for 20 Alma Street, St. Thomas, St. Thomas, ON. Listed for $424,900

HOMEH Estimate

?

$446,145

Estimated Sales Range

?

$267,687 - $624,603

HOMEH Estimate for 20 Alma Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$446,145Low confidence
Based on 3 comparable properties
− $21,245 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$21,245

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$16,146$11,855$10,113$0
=Total mortgage
$419,801$394,265$371,278$339,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,050monthly$1,925monthly$1,813monthly$1,660monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,973

Total Land Transfer Tax

$4,973

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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