174 Centre Street
St. Thomas, ON N5R 3A4
- 2Bedrooms
- 1Bathroom
- 1Garage
- 700–1100Sq Ft
- $2,049Tax
- 31×124 ftLot Size
Estimated Value:$284,000See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 174 Centre Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-14 | 2026-02-10 | Login to See Prices | Sold | x12461207 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 174 Centre Street, St. Thomas
An exceptional opportunity in the heart of St. Thomas a well-maintained bungalow that perfectly balances residential comfort with commercial potential. Thoughtfully updated and move-in ready, it offers convenient one-level living at an appealing price point. Zoned commercial and currently used as residential, this property is ideal for a home-based office, small business, or comfortable personal residence. Inside, you'll find a new kitchen (2023), updated bathroom (2022), and a bright sunroom opening to a fully fenced, private backyard with a sunny deck. With all appliances included, this property combines comfort, function, and versatility ready for whatever comes next. This may be just what you are looking for.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,049
- Land Transfer Tax Fee
- $3,860
Rental Items
- Rental Equipment
- Furnace, Air Conditioner
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Primary Bedroom - Main Floor
- View
- Downtown
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Fenced Yard, Hospital, Library, Park, Rec./Commun.Centre, Place Of Worship
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 100+
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Block, Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 30.50 ft
- Lot Depth
- 123.69 ft
Inclusions
- Inclusions
- Dishwasher, Dryer, RangeHood, Refrigerator, Stove, Washer
Exclusions
- Exclusions
- NONE
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bedroom—Main level, Combined w/Office
- Bedroom—Main level
- Mud Room—Main level
- Bathroom—Main level
Washrooms
- 4-piece, Main
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Southwick St
- Zoning
- C8-Restricted Commercial Zone
- Directions
- Located on Centre Street, one street south of Talbot Street/Downtown St. Thomas
- MLS® number
- X12461207
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-02-10
- Listed on
- 2025-10-14
- Days on market
- 119 days
- Possession type
- 60-89 days
- Co-op commission
- 2%+HST
- Seller
- Listed by
- RE/MAX CENTRE CITY REALTY INC.
Home Market Value
Current home valuation for 174 Centre Street, St. Thomas, St. Thomas, ON. Listed for $359,000
HOMEH Estimate
$284,000
Estimated Sales Range
$207,705 - $360,295
HOMEH Estimate for 174 Centre Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$17,950
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $13,642 | $10,016 | $8,544 | $0 |
=Total mortgage | $354,692 | $333,116 | $313,694 | $287,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,732monthly | $1,626monthly | $1,532monthly | $1,402monthly |
Land Transfer Tax
$3,860
$3,860
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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