
15 Oak Street
St. Thomas, ON N5R 1R5
- 2Bedrooms
- 1Bathroom
- 2Garage
- 700–1100Sq Ft
- $2,679Tax
- 52×132 ftLot Size
- Estimated Value:$380,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 15 Oak Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-09-06 | 2025-10-09 | Login to See Prices | Sold | x12386558 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 15 Oak Street, St. Thomas
Nestled on a quiet street is this adorable, 2 bedroom bungalow. As you walk up the concrete walkway you are greeted by a cute front porch. Step inside the cozy living room featuring a classic wood burning fireplace and large bowed window. The open kitchen/dining area boasts tons of cupboard space for all your culinary needs, room for entertaining family and friends, and loads of natural sunlight flooding in. The 3pc bath has a walk-in shower, large linen closet and a bright skylight. The huge master bedroom (21' long) will fit any size furniture you have and still have space for a lounge area. Another bedroom finishes off this level. The laundry room with sink is on the lower level. The rest of the basement is a blank canvas waiting to be finished. Outside you will find a covered deck that spans the back of the home with sliding doors to the dining room and master bedroom. The rear yard is landscaped and fully fenced with a shed. A little love and updating will make this a great home, whether downsizing for just starting out. Walking distance to schools, the hospital, Pinafore Park and many amenities. Don't miss your chance to own in this desired area!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,679
- Land Transfer Tax Fee
- $5,073
Rental Items
- Rental Equipment
- HWT
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Central Vacuum, Floor Drain
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Fibreglass Shingle
- Foundation Details
- Concrete Block, Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 52.00 ft
- Lot Depth
- 132.00 ft
- Lot Size
- 6864
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Dishwasher, Refrigerator, Stove, Washer, Dryer, BBQ, Central Vac & attachments.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Living Room—Main level, Bow Window, Brick Fireplace
- Kitchen—Main level
- Dining Room—Main level, Sliding Doors
- Bathroom—Main level, 3 Pc Bath, Skylight
- Primary Bedroom—Main level, Sliding Doors
- Bedroom—Main level
Washrooms
- 4-piece, Main
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Elmina St
- Directions
- Driving North on Elmina St from Elm St, Turn left at the stop sign before the hill. Property will be on the left side.
- MLS® number
- X12386558
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-10-09
- Listed on
- 2025-09-06
- Days on market
- 33 days
- Possession type
- Immediate
- Co-op commission
- 2%
- Seller
- Listed by
- ELGIN REALTY LIMITED
Home Market Value
Current home valuation for 15 Oak Street, St. Thomas, St. Thomas, ON. Listed for $429,900
HOMEH Estimate
$380,000
Estimated Sales Range
$300,200 - $459,800
HOMEH Estimate for 15 Oak Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$21,495
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $16,336 | $11,994 | $10,232 | $0 |
=Total mortgage | $424,741 | $398,904 | $375,647 | $343,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,074monthly | $1,948monthly | $1,834monthly | $1,679monthly |
Land Transfer Tax
$5,073
$5,073
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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