Sold for:Sold Oct 9, 2025
$429,900

15 Oak Street

St. Thomas, ON N5R 1R5

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 15 Oak Street, St. Thomas

2025-09-06
2025-10-09
Sold
Price
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MLS#
x12386558

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 15 Oak Street, St. Thomas

Nestled on a quiet street is this adorable, 2 bedroom bungalow. As you walk up the concrete walkway you are greeted by a cute front porch. Step inside the cozy living room featuring a classic wood burning fireplace and large bowed window. The open kitchen/dining area boasts tons of cupboard space for all your culinary needs, room for entertaining family and friends, and loads of natural sunlight flooding in. The 3pc bath has a walk-in shower, large linen closet and a bright skylight. The huge master bedroom (21' long) will fit any size furniture you have and still have space for a lounge area. Another bedroom finishes off this level. The laundry room with sink is on the lower level. The rest of the basement is a blank canvas waiting to be finished. Outside you will find a covered deck that spans the back of the home with sliding doors to the dining room and master bedroom. The rear yard is landscaped and fully fenced with a shed. A little love and updating will make this a great home, whether downsizing for just starting out. Walking distance to schools, the hospital, Pinafore Park and many amenities. Don't miss your chance to own in this desired area!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,679
Land Transfer Tax Fee
$5,073

Rental Items

Rental Equipment
HWT

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Central Vacuum, Floor Drain
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Vinyl Siding
Roof
Fibreglass Shingle
Foundation Details
Concrete Block, Poured Concrete
Special Designation
Unknown

Lot

Lot Front
52.00 ft
Lot Depth
132.00 ft
Lot Size
6864
Lot Shape
Rectangular

Inclusions

Inclusions
Dishwasher, Refrigerator, Stove, Washer, Dryer, BBQ, Central Vac & attachments.

Parking & Garages

Garage Type
None
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Living Room—
    Main level, Bow Window, Brick Fireplace
  • Kitchen—
    Main level
  • Dining Room—
    Main level, Sliding Doors
  • Bathroom—
    Main level, 3 Pc Bath, Skylight
  • Primary Bedroom—
    Main level, Sliding Doors
  • Bedroom—
    Main level

Washrooms

  • 4-piece, Main

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Elmina St
Directions
Driving North on Elmina St from Elm St, Turn left at the stop sign before the hill. Property will be on the left side.

MLS® number
X12386558
Data source
Toronto Regional Real Estate Board
Status change
2025-10-09
Listed on
2025-09-06
Days on market
33 days
Possession type
Immediate
Co-op commission
2%
Seller
Listed by
ELGIN REALTY LIMITED

Home Market Value

Current home valuation for 15 Oak Street, St. Thomas, St. Thomas, ON. Listed for $429,900

HOMEH Estimate

?

$380,000

Estimated Sales Range

?

$300,200 - $459,800

HOMEH Estimate for 15 Oak Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$380,000Medium confidence
Based on 10 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$21,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$16,336$11,994$10,232$0
=Total mortgage
$424,741$398,904$375,647$343,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,074monthly$1,948monthly$1,834monthly$1,679monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,073

Total Land Transfer Tax

$5,073

Around this home

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