2 Oak Street
St. Thomas, ON N5R 1R4
- 2+1Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $4,236Tax
- 132×127 ftLot Size
Estimated Value:$519,750See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 2 Oak Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-11-18 | 2025-12-02 | Login to See Prices | Sold | x12555188 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 2 Oak Street, St. Thomas
Nestled on a quiet dead-end street, 2 Oak Street offers a private, mature lot backing onto a peaceful ravine. This charming bungalow features two main-floor bedrooms, a full bathroom, a large living room with fireplace and a bright functional kitchen that opens to a walkout patio - perfect for outdoor dining or enjoying the serene backyard. The lower level includes a second bathroom, a spacious recroom with walk-out, laundry and additional flexible space ideal for storage and possible third bedroom. A good-sized garage adds convenience, and the generous lot (approx. 132' x 127') provides plenty of room for recreation or gardening. Enjoy tranquil living in a desirable St. Thomas neighbourhood, close to parks, schools, and local amenities.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,236
- Land Transfer Tax Fee
- $6,975
Rental Items
- Rental Equipment
- water heater
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Countertop Range, Built-In Oven
- View
- Trees/Woods, Creek/Stream
- Fireplace/Stove
- Yes
- Fireplace Features
- Living Room, Rec Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch, Patio, Privacy
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick, Stone
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 132.00 ft
- Lot Depth
- 127.00 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridge, Built-in stove top and oven. Washer, dryer and chest freezer. All in "as is" condition.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Wood
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 1
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Breakfast—Main level
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Bedroom—Main level
- Bedroom 2—Main level
- Recreation—Basement level
- Other—Basement level
- Laundry—Basement level
- Utility Room—Basement level
Washrooms
- 3-piece, Main
- 3-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Elmina is main cross street
- Directions
- South on Ross Street from Talbot, to Hemlock Street, turn left on Hemlock then right on Elmina. At the top of the Hill, at the stop sign, turn right on Oak Street.
- MLS® number
- X12555188
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-12-02
- Listed on
- 2025-11-18
- Days on market
- 14 days
- Possession type
- 1-29 days
- Co-op commission
- 2% (see schedule B)
- Seller
- Listed by
- ELGIN REALTY LIMITED
Home Market Value
Current home valuation for 2 Oak Street, St. Thomas, St. Thomas, ON. Listed for $525,000
HOMEH Estimate
$519,750
Estimated Sales Range
$446,739 - $592,761
HOMEH Estimate for 2 Oak Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $25,000 over $500K
$27,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,887 | $14,648 | $12,495 | $0 |
=Total mortgage | $517,062 | $487,148 | $458,745 | $420,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,525monthly | $2,378monthly | $2,240monthly | $2,051monthly |
Land Transfer Tax
$6,975
$6,975
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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