Sold for:Sold Aug 6, 2025
$475,000

26 Oak Street

St. Thomas, ON N5R 1R4

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 26 Oak Street, St. Thomas

2025-08-01
2025-08-06
Sold
Price
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MLS#
x12318888

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 26 Oak Street, St. Thomas

Nestled on a quiet street, is this adorable board and batten bungalow. Fantastic curb appeal from the mature trees, modern landscaping, mounted window boxes and a concrete driveway. As you enter, you are greeted with natural sunlight flooding the main floor. The living room has a classic wood burning fireplace for cozy nights. Hardwood floors take you through the dining area into the bright open kitchen with a large skylight. Through french doors is the primary bedroom with a cheater 3pc ensuite and another skylight. A second bedroom finishes off the main floor. Down the wide staircase you find a family room, office (currently a bedroom), 3 pc bath, laundry room and storage. The backyard oasis steals the show! Step off the awning covered deck onto your concrete patio, where you can soak in your hottub or enjoy all the space waiting for your patio furniture. Entertain at your very own tiki bar, while your pond creates soothing sounds. Over by the firepit is another private corner for relaxing, and there is a deck overlooking the ravine. No shortage of spaces for the whole family! Walking distance to restaurants, Pinafore park, schools and much more!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,178
Land Transfer Tax Fee
$5,975

Rental Items

Rental Equipment
Hot Water Tank
Under Contract
Hot Water Heater

Basement Type
Full, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Primary Bedroom - Main Floor
View
Trees/Woods, Valley
Fireplace/Stove
Yes
Fireplace Features
Living Room
Elevator
No

Exterior Features

Exterior Extras
Awnings, Hot Tub, Landscaped, Patio, Private Pond, Deck
Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Board & Batten
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
44.00 ft
Lot Depth
132.00 ft
Lot Size
5808
Lot Shape
Rectangular

Inclusions

Inclusions
Stove, Refrigerator, Washer, Dryer, Hot Tub

Exclusions

Exclusions
Armoires in Primary bedroom, Electric fireplace lower level

Parking & Garages

Garage Type
None
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Foyer—
    Main level
  • Living Room—
    Main level, Laminate, Fireplace
  • Dining Room—
    Main level, Hardwood Floor
  • Kitchen—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Primary Bedroom—
    Main level
  • Bedroom—
    Main level
  • Recreation—
    Lower level
  • Bathroom—
    Lower level, 3 Pc Bath
  • Office—
    Lower level
  • Laundry—
    Lower level

Washrooms

  • 3-piece, Main
  • 3-piece, Lower

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Elmina St
Directions
Head North on Elmina St from Elm St. at the stop sign turn left onto Oak st, property is on the North side.

MLS® number
X12318888
Data source
Toronto Regional Real Estate Board
Status change
2025-08-06
Listed on
2025-08-01
Days on market
5 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ELGIN REALTY LIMITED

Home Market Value

Current home valuation for 26 Oak Street, St. Thomas, St. Thomas, ON. Listed for $475,000

HOMEH Estimate

?

$436,034

Estimated Sales Range

?

$344,467 - $527,601

HOMEH Estimate for 26 Oak Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$436,034Medium confidence
Based on 15 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$23,750

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,050$13,253$11,305$0
=Total mortgage
$469,300$440,753$415,055$380,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,291monthly$2,152monthly$2,027monthly$1,855monthly
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Land Transfer Tax

Provincial

$5,975

Total Land Transfer Tax

$5,975

Around this home

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