20 Fourth Avenue
St. Thomas, ON N5R 4H2
- 4Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $2,084Tax
- 30×85 ftLot Size
Estimated Value:$433,000See Free Estimate Report
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About 20 Fourth Avenue, St. Thomas
Summarized Description
- Duplex offers rental income potential.
- Main level has 3 beds, 1 bath.
- Upper unit features 2 beds, 1 bath.
- New metal roof installed in 2020.
- Ample storage space in the basement.
- Close to shopping and amenities.
- Vacant units ready for new tenants.
- Affordable mortgage helper opportunity.
Stop paying rent! Live in one unit and let the tenant pay your mortgage. Great opportunity to own this Up and Down Duplex located close to all amenities in the heart of St Thomas. It's an affordable mortgage helper- live in one unit and rent the other, or you can turn it back into a single family home. Currently Vacant, previously Tenants rent were as follows: Main level has 3 bed, 1 bath, kitchen, living room layout-paid $1437/mth + utilities (2/3rd gas and hydro) -- Upstairs unit has 2 bed, 1 bath, kitchen layout- paid $1250 + 1/3 rd (hydro+gas). Seller paid water. Updates include: New metal roof (2020), furnace. 1 Parking spot/ driveway to the left of front yard, possibility of increasing to 2 spots. Basement has ample storage space, includes laundry, furnace area, separate electric panels and side door to enter main level or backyard as well. Perfect for multi-generational families or rental income. Includes: 2 fridge, 2 stove, 2 water heaters, furnace, storage shed. Minutes from walmart, superstore, canadian tire, food basics, shoppers drug mart & a short drive to Hwy 401, port stanley beach. TLC Opportunity: Price Reflects some Work Needed. Act Now!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,084
- Land Transfer Tax Fee
- $4,100
Rental Items
- Rental Equipment
- none
- Basement Type
- Unfinished, Partial Basement
Interior Features
- Interior Extras
- Water Heater, Water Heater Owned
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- None
- Property Features
- Hospital
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Aluminum Siding
- Roof
- Metal
- Foundation Details
- Unknown
- Special Designation
- Unknown
Lot
- Lot Front
- 29.89 ft
- Lot Depth
- 85.09 ft
- Lot Size
- 85.09 x 29.89
- Lot Size Code
- 85.09 x 29.89
Inclusions
- Inclusions
- 2 fridge, 2 stove, 2 water heaters, furnace, storage shed.-"as is where is condition"
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Bedroom—Main level
- Bedroom—Main level
- Bathroom—Main level
- Kitchen—Second level
- Living Room—Second level
- Bedroom—Second level
- Bathroom—Second level
- Utility Room—Basement level
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- WELLINGTON STREET - TURN SOUTH ON FOURTH AVE - PROPERTY ON LEFT
- Zoning
- R3
- Directions
- Wellington st to Fourth ave
- Waterfront
- None
- MLS® number
- X12920966
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-01
- Listed on
- 2026-03-25
- Days on market
- 37 days
- Possession type
- 1-29 days
- Co-op commission
- 2 % + hst
- Seller
- Listed by
- SUPERMAX REALTY INC.
Home Market Value
Current home valuation for 20 Fourth Avenue, St. Thomas, St. Thomas, ON. Listed for $375,000
HOMEH Estimate
$433,000
Estimated Sales Range
$342,070 - $523,930
HOMEH Estimate for 20 Fourth Avenue, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$18,750
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $14,250 | $10,463 | $8,925 | $0 |
=Total mortgage | $370,500 | $347,963 | $327,675 | $300,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,809monthly | $1,699monthly | $1,600monthly | $1,465monthly |
Land Transfer Tax
$4,100
$4,100
Around this home
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