109 Ross Street
St. Thomas, ON N5R 3X8
- 12+2Bedrooms
- 12Bathrooms
- 5Parking
- 5000 +Sq Ft
- $5,000Tax
- 59×100 ftLot Size
Free EstimateSee Free Estimate Report
Property not available for sale or for rent.
HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.
Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 109 Ross Street, St. Thomas
Real estate boards require you to or to see the full details of this property.
*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 109 Ross Street, St. Thomas
Summarized Description
- Brand new luxury 4-plex in St.
- Thomas
- Each unit features 3 bedrooms and 2.5 baths
- Open-concept layout with high ceilings
- Strong cash flow with +$115,000 annual income
- Cap rate of +6% indicates solid investment
- Close to major employers and amenities
- Ideal for multi-generational living
- Three units currently rented, one vacant
Brand new purpose-built 4-plex in St. Thomas. Located just minutes to London, Hwy 401, and Port Stanley beaches, this custom new build features 5500+ Sq ft of luxury finishes throughout. Always Fully Rented - Current income $112,800/year ($2300,$2400,$2500,$2200). Each side-by-side unit features a mirrored floor plan with 3 bedrooms, 2.5 baths, open-concept layout, and walkout to rear parking. All units include high ceilings, quartz countertops, upgraded lighting, in-suite laundry, and brand new appliances. Separately metered for all services with tenants paying all utilities. All paved wtih 5 parking spaces. Located near major employers including the VW EV battery plant and Amazon centre. Strong cash flow in a high-demand rental market, multi-generational living, or ideal live in with income! Note: very low property taxes and general out door maintenance. High quality construction. An excellent building to add to your portfolio! 6.1% CAP Rate!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,000
- Land Transfer Tax Fee
- $30,375
- Basement Type
- Full, Finished
Interior Features
- Interior Extras
- Sump Pump, Water Heater Owned, Separate Hydro Meter, On Demand Water Heater, In-Law Capability
- Security Features
- Other, Carbon Monoxide Detectors
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Lighting, Year Round Living
- Pool
- None
- Property Features
- Hospital, Library, School
Building
- Building Type
- Multiplex
- Building Style
- 3-Storey
- Approx Age
- 0-5
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 59.42 ft
- Lot Depth
- 99.77 ft
- Lot Shape
- Irregular
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 12 + 2
- Washrooms
- 12
- Kitchens
- 4
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Pantry—Main level
- Laundry—Main level
- Bathroom—Main level, 2 Pc Bath
- Bedroom—Lower level
- Bedroom 2—Lower level
- Bathroom—Lower level, 4 Pc Bath
- Bedroom 3—Lower level
- Bathroom—Lower level, 4 Pc Bath
- Living Room—Second level
- Kitchen—Second level
- Dining Room—Second level
- Bathroom—Second level, 2 Pc Bath
- Den—Second level
- Bedroom—Third level
- Bathroom—Third level, 4 Pc Ensuite
- Laundry—Third level
- Bedroom 2—Third level
- Bedroom 3—Third level
- Bathroom—Third level, 4 Pc Ensuite
Washrooms
- 2-piece, Main
- 3-piece, Second
- 4-piece, Third
- 3-piece, Third
- 4-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Ross & Wellington
- Directions
- Heading East on Wellington turn left onto Ross St.
- MLS® number
- X12916728
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-31
- Listed on
- 2026-03-23
- Days on market
- 161 days
- Possession date
- 2026-06-01
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- CENTURY 21 FIRST CANADIAN CORP
Home Market Value
Current home valuation for 109 Ross Street, St. Thomas, St. Thomas, ON. Listed for $1,695,000
HOMEH Estimate
—
Estimated Sales Range
—
HOMEH Estimate for 109 Ross Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
For the owner
Is this your home? Track its value.
Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.
Mortgage Payment Calculator
Compare up to 4 down payment scenarios
20% required for homes $1.5M or more
$339,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $0 | $0 | $0 | $0 |
=Total mortgage | $1,356,000 | $1,271,250 | $1,186,500 | $1,101,750 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $6,621monthly | $6,207monthly | $5,793monthly | $5,379monthly |
Land Transfer Tax
$30,375
$30,375
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
Ask HOMEH
New!Hi there!
👋Text or call (416) 301-9001
Recommended for you
Based on homes you've looked at.
No recommended properties found.
Nearby similar homes
No nearby properties found.
More real estate resources
Other homes nearby
Explore this area
No nearby listings available.