
20 Harrow Lane
St. Thomas, ON N5R 0P3
- 2+2Bedrooms
- 3Bathrooms
- 2Garage
- 1100–1500Sq Ft
- —Tax
- 36×114 ftLot Size
- Estimated Value:$563,750See Free Estimate Report

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About 20 Harrow Lane, St. Thomas
Summarized Description
- Spacious 2,027 sq. ft. semi-detached bungalow
- Open-concept kitchen with quartz island
- Luxury vinyl plank flooring throughout
- Primary suite with walk-in closet and ensuite
- Fully finished basement with family room
- Energy Star Certified and Net Zero Ready
- Located in desirable Mitchell Hepburn School District
- Convenient main-floor living with 1.5-car garage
Welcome to 20 Harrow Lane in Doug Tarry Homes' Harvest Run! This 2,027 sq. ft. semi-detached bungalow with a 1.5-car garage offers convenient main-floor living with 2 bedrooms, an open-concept kitchen featuring a quartz island and large pantry, luxury vinyl plank flooring, and cozy carpeted bedrooms. The Sutherland plan includes a practical laundry/mudroom off the garage, while the primary suite boasts a walk-in closet and 3-piece ensuite. The fully finished basement adds a spacious family room, two more bedrooms, and a 3-piece bath. Located in southeast St. Thomas within the Mitchell Hepburn School District and steps from Orchard Park, this Energy Star Certified, Net Zero Ready home is ready for its first family. Don't hesitate and make 20 Harrow Lane you new home!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $0
- Land Transfer Tax Fee
- $8,027
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Other, Ventilation System, Upgraded Insulation, On Demand Water Heater, Sump Pump
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Semi-Detached
- Building Style
- Bungalow
- Approx Age
- 0-5
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 36.00 ft
- Lot Depth
- 114.00 ft
- Lot Size
- 111.6 x 36.1
- Lot Size Code
- 111.6 x 36.1
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air, Other
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 2 + 2
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Great Room—Main level, Hardwood Floor, Open Concept
- Kitchen—Main level, Hardwood Floor, Open Concept, Pantry
- Laundry—Main level, Laundry Sink, Tile Floor
- Primary Bedroom—Main level, Walk-In Closet(s), Ensuite Bath
- Bedroom—Main level
- Bedroom 3—Basement level
- Bedroom 4—Basement level
- Family Room—Basement level
Washrooms
- 4-piece, Main
- 3-piece, Main
- 3-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- EMPIRE AND CENTENNIAL
- Zoning
- R3A
- Directions
- Heading North on Centennial, turn left onto Empire Pkwy, take the last exit on the round about to Renaissance Dr, then left onto Harrow Lane. Property on the right.
- MLS® number
- X12786036
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-04-16
- Listed on
- 2026-02-12
- Days on market
- 63 days
- Possession date
- 2026-02-20
- Possession type
- Flexible
- Co-op commission
- 2%+HST
- Seller
- Listed by
- ROYAL LEPAGE TRILAND REALTY
Home Market Value
Current home valuation for 20 Harrow Lane, St. Thomas, St. Thomas, ON. Listed for $577,586
HOMEH Estimate
$563,750
Estimated Sales Range
$445,363 - $682,138
HOMEH Estimate for 20 Harrow Lane, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $77,586 over $500K
$32,759
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,787 | $16,115 | $13,747 | $0 |
=Total mortgage | $566,451 | $535,942 | $504,695 | $462,069 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,766monthly | $2,617monthly | $2,464monthly | $2,256monthly |
Land Transfer Tax
$8,027
$8,027
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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