
45 St George Street
St. Thomas, ON N5P 2L3
- 4Bedrooms
- 2Bathrooms
- 1Garage
- 2500–3000Sq Ft
- $2,779Tax
- 66×134 ftLot Size
- Estimated Value:$364,747See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 45 St George Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-05-06 | 2025-05-13 | Login to See Prices | Sold | x12127115 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 45 St George Street, St. Thomas
Welcome to 45 St. George Street in the heart of St. Thomas. This spacious century brick home is filled with character, charm, and endless possibilities. Cherished by the same family since 1980, and now ready for its next chapter. The main floor features impressive 12-foot ceilings and 12-inch baseboards, a gas fireplace, full bathroom, laundry room, and a main-level bedroom. Theres a formal dining room and multiple living spaces, including a back room with its own entrance, perfect for an office, studio, or in-law setup. Upstairs offers three bedrooms, with potential for a fourth. You'll find another full bath, and a bonus room featuring a kitchenette with water and gas already set up. A great investment opportunity for a future duplex or conversion into a separate apartment. Outside, you'll be impressed by the large fenced yard, a separate fenced patio area, and a private rear laneway with parking for 6+ vehicles, including a carport and an accessible ramp to the back door. Note: the single car garage is currently out of commission but was once used as a great workshop space and still shows potential for extra parking. Properties like this don't come up every day. Don't miss your chance to make this one of a kind home your own.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,779
- Land Transfer Tax Fee
- $2,974
Rental Items
- Rental Equipment
- None
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Water Heater Owned, Water Heater, On Demand Water Heater, In-Law Capability, Wheelchair Access, Storage
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas, Living Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Awnings, Patio, Porch
- Pool
- None
- Property Features
- Fenced Yard, Library, Place Of Worship, School, Public Transit, Park
- Accessibility Features
- Multiple Entrances, Ramped Entrance, Wheelchair Access
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 66.25 ft
- Lot Depth
- 134.00 ft
- Lot Size
- 8777.5
Inclusions
- Inclusions
- Refrigerator, Stove, Dishwasher, Washer, Dryer, Piano, Tankless Water Heater
Exclusions
- Exclusions
- Grandfather Clock, Painting Above Fireplace
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Foyer—Main level
- Living Room—Main level
- Dining Room—Main level
- Bedroom—Main level
- Kitchen—Main level
- Laundry—Main level
- Bathroom—Main level, 4 Pc Bath
- Family Room—Main level
- Primary Bedroom—Second level
- Bedroom 3—Second level
- Bedroom 4—Second level
- Other—Second level
- Bathroom—Second level, 3 Pc Bath
Washrooms
- 4-piece, Main
- 3-piece, Second
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- St George Street & Scott Street
- Zoning
- R3
- Directions
- Head east on Talbot St, then turn left onto St. George St. The property is on the east side. Parking: Turn right onto Elysian St. Look for a hidden driveway on the south side, leads to rear parking. The lane also connects to Scott St.
- MLS® number
- X12127115
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-05-13
- Listed on
- 2025-05-06
- Days on market
- 7 days
- Possession type
- Immediate
- Co-op commission
- 2% + HST
- Seller
- Listed by
- KELLER WILLIAMS LIFESTYLES
Home Market Value
Current home valuation for 45 St George Street, St. Thomas, St. Thomas, ON. Listed for $299,900
HOMEH Estimate
$364,747
Estimated Sales Range
$320,359 - $409,135
HOMEH Estimate for 45 St George Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$14,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $11,396 | $8,367 | $7,138 | $0 |
=Total mortgage | $296,301 | $278,277 | $262,053 | $239,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,447monthly | $1,359monthly | $1,279monthly | $1,171monthly |
Land Transfer Tax
$2,974
$2,974
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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