59 Joyce Street
St. Thomas, ON N5P 3M3
- 3+2Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $2,945Tax
- 35×125 ftLot Size
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About 59 Joyce Street, St. Thomas
Summarized Description
- Two self-contained units with private entrances.
- Upper unit is move-in ready and vacant.
- Lower unit generates $1,800/month rental income.
- Located in desirable north end of St.
- Thomas.
- Private backyard and ample parking available.
- Ideal for first-time buyers or investors.
- Quick access to Highway 3 and amenities.
- Great tenants in place for immediate income.
Welcome to 59 Joyce Street, located in the desirable north end of St. Thomas with quick access to Highway 3 and all major amenities. This well-maintained property is perfect for first-time home buyers looking to offset their mortgage or investors seeking a solid income-generating opportunity. The home features two self-contained units, each with private entrances and in-suite laundry. The upper unit is vacant and move-in ready, offering three spacious bedrooms, one full bathroom, and a bright, open-concept living space. The lower unit is currently tenanted and brings in $1,800/month plus hydro and 40% of the water bill, making it an excellent source of steady rental income. It includes two bedrooms, one bathroom, a cozy living area, and its own laundry. Outside, enjoy a private backyard, carport, and a double-wide driveway that provides ample parking for both units. With great tenants in place downstairs and the upper level ready for immediate occupancy, this property offers both flexibility and financial potential. Don't miss your chance to own a turnkey home in a prime location that truly works for you.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,945
- Land Transfer Tax Fee
- $6,473
- Basement Type
- Apartment, Separate Entrance
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Separate Hydro Meter
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Semi-Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 35.24 ft
- Lot Depth
- 125.00 ft
Inclusions
- Inclusions
- Upper Fridge, stove, dishwasher, kitchen exhaust, washer, dryer Lower Fridge, stove, dishwasher, kitchen exhaust, washer, dryer
Parking & Garages
- Garage Type
- Carport
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 3 + 2
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bathroom—Main level, 3 Pc Bath
- Primary Bedroom—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Primary Bedroom—Basement level
- Bedroom 2—Basement level
- Kitchen—Basement level
- Bathroom—Basement level, 3 Pc Bath
Washrooms
- 3-piece, Main
- 3-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Joyce St and S Edgewater Rd
- Directions
- West On S Edgewater Rd, South on Joyce St
- MLS® number
- X12723572
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-03-16
- Listed on
- 2026-01-22
- Days on market
- 53 days
- Possession type
- Immediate
- Co-op commission
- 2% +HST
- Seller
- Listed by
- THE REALTY FIRM INC.
Home Market Value
Current home valuation for 59 Joyce Street, St. Thomas, St. Thomas, ON. Listed for $499,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 59 Joyce Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,996 | $13,947 | $11,898 | $0 |
=Total mortgage | $493,901 | $463,857 | $436,813 | $399,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,411monthly | $2,265monthly | $2,133monthly | $1,953monthly |
Land Transfer Tax
$6,473
$6,473
Around this home
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