
79 Joyce Street
St. Thomas, ON N5P 3M3
- 8Bedrooms
- 4Bathrooms
- 6Parking
- 3500–5000Sq Ft
- $5,269Tax
- 95×164 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 79 Joyce Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-04-07 | 2026-09-07 | Login to See Prices | Expired | x12963218 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 79 Joyce Street, St. Thomas
Summarized Description
- Purpose-built fourplex in St.
- Thomas community
- Excellent opportunity for investors
- Well-maintained with multiple upgrades
- Durable metal roof and newer weeping tile
- Each unit has separate utilities
- Turnkey addition to investment portfolio
- Strong rental income in high-demand market
- Close to parks, schools, and shopping
Purpose-built fourplex situated on a large lot in the growing community of St. Thomas is conveniently located close to parks, schools, shopping, and all of your amenities. This property presents an excellent opportunity for investors seeking a solid, income-generating asset. This well-maintained property features multiple key upgrades, including a durable metal roof, newer weeping tile, and a recently installed sump pump for added peace of mind. Each 2 bedroom unit benefits from separate electrical panels and individual water heaters, offering efficiency and reduced operating complexity. A turnkey addition to any portfolio with strong fundamentals in a high-demand rental market. Unit 1 $756/month, Unit 2 $863/month Unit 3 $1490/month, and Unit 4 $1502/month all plus utilities.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,269
- Land Transfer Tax Fee
- $15,105
- Basement Type
- Unfinished
Interior Features
- Interior Extras
- Carpet Free, Sump Pump, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- Sidesplit 4
Construction
- Exterior Finish
- Brick
- Roof
- Metal
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 95.32 ft
- Lot Depth
- 163.73 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Stove x4, Fridge x4, Washer, Dryer, Water Heater x4
Exclusions
- Exclusions
- tenenats belongings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- Window Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 8
- Washrooms
- 4
- Kitchens
- 4
Washrooms
- 4-piece
- 4-piece
- 4-piece
- 4-piece
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- South Edgeware
- Directions
- turn off of South Edgeware onto Joyce Street, property is on the left
- MLS® number
- X12963218
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-07
- Listed on
- 2026-04-07
- Days on market
- 153 days
- Possession date
- 2026-05-07
- Possession type
- Flexible
- Co-op commission
- 2% plus HST
- Seller
- Listed by
- ELGIN REALTY LIMITED
Home Market Value
Current home valuation for 79 Joyce Street, St. Thomas, St. Thomas, ON. Listed for $931,500
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 79 Joyce Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $431,500 over $500K
$68,150
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $34,503 | $25,989 | $22,170 | $0 |
=Total mortgage | $897,072 | $864,339 | $813,945 | $745,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,380monthly | $4,220monthly | $3,974monthly | $3,638monthly |
Land Transfer Tax
$15,105
$15,105
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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