Listed for:Listed Aug 5, 2026
$325,000

88 Flora Street

St. Thomas, ON N5P 2X6

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 88 Flora Street, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 88 Flora Street, St. Thomas

Summarized Description

  • Charming bungalow with open-concept layout.
  • Updated living/dining area and bathroom.
  • Fully fenced backyard with hot tub.
  • Detached single-car garage and parking for two.
  • Unfinished basement offers storage potential.
  • Convenient location near amenities and parks.
  • Quiet neighbourhood for peaceful living.

A charming bungalow featuring a bright, open-concept layout with updates to the living/dining area and bathroom and laundry. The main floor connects the kitchen, dining and living spaces in an easy flow, with a front sunroom providing flexible additional space. Outside, the fully fenced backyard with rear deck and hot tub extends the living space, complemented by a detached single-car garage and parking for two. Offering 2+1 bedrooms and 1 bathroom, with an unfished basement providing storage or workshop potential. The convenient St. Thomas location is close to amenities, parks, and main street while still being tucked away in a quiet neighbourhood.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,084
Land Transfer Tax Fee
$3,350

Rental Items

Rental Equipment
Hot water heater
Under Contract
Hot Water Heater

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
100+

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Brick, Concrete
Special Designation
Unknown

Lot

Lot Front
32.50 ft
Lot Depth
106.91 ft

Inclusions

Inclusions
Fridge, stove

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
1
Kitchens
1

Room sizes

  • Kitchen—
    Main level
  • Sunroom—
    Main level
  • Living Room—
    Main level
  • Mud Room—
    Main level
  • Sitting—
    Main level
  • Bedroom—
    Main level
  • Dining Room—
    Main level

Washrooms

  • 4-piece

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Kains St. and Flora St.
Directions
North off Kain St.

MLS® number
X13642674
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-05
Updated on
2026-08-31
Days on market
72 days
Possession type
60-89 days
Co-op commission
2% + HST
Seller
Listed by
RE/MAX CENTRE CITY REALTY INC.

Home Market Value

Current home valuation for 88 Flora Street, St. Thomas, St. Thomas, ON. Listed for $325,000

HOMEH Estimate

?

$327,249

Estimated Sales Range

?

$258,527 - $395,971

HOMEH Estimate for 88 Flora Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$327,249Medium confidence
Based on 12 comparable properties
− $2,249 (1%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$16,250

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$12,350$9,068$7,735$0
=Total mortgage
$321,100$301,568$283,985$260,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,568monthly$1,472monthly$1,387monthly$1,269monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$3,350

Total Land Transfer Tax

$3,350

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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Parkside

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