89 Finlay Street
Stone Mills, ON K7R 3L2
- 2Bedrooms
- 3Bathrooms
- 2Garage
- 2000–2500Sq Ft
- $3,284Tax
- 139×132 ftLot Size
Estimated Value:$823,746See Free Estimate Report
Sale & Price History for 89 Finlay Street, Stone Mills, Stone Mills
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 89 Finlay Street, Stone Mills, Stone Mills
Summarized Description
- Unique converted church with historic character
- Soaring ceilings and abundant natural light
- Chef-inspired kitchen with large island
- Private in-law suite with separate entrance
- Loft-style family room offers versatility
- Detached heated garage adds convenience
- Screened-in porch perfect for morning coffee
- Located near K&P Trail for outdoor access
Step into a truly one-of-a-kind home-this beautifully converted 1875 church in Strathcona blends historic character with modern comfort. Featuring soaring ceilings and an abundance of natural light, this property offers a warm and inviting atmosphere throughout. The main living space boasts an open-concept design with a spacious living and dining area, perfect for entertaining or relaxing. The home includes 1 bedroom, 1.5 baths, and convenient main-floor laundry. The chef-inspired kitchen is a standout, complete with a large island and an adjoining prep area offering ample cabinetry and counter space. Just off the kitchen, a charming screened-in porch provides the perfect spot to enjoy your morning coffee and take in the sunrise. Upstairs, a versatile loft-style family room overlooks the main living area, showcasing the home's unique architecture. This flexible space can easily be converted into an additional bedroom if desired. The property also features a private in-law suite with its own separate entrance. This self-contained space includes a spacious living room with a natural gas fireplace, a newer kitchen, a bedroom, full bath with walk-in shower, and its own laundry. A cozy3-season sitting area adds even more comfort and privacy. Outside, enjoy peaceful surroundings from your deck. A detached, heated 2-car garage with plenty of natural light and a paved driveway adds convenience and functionality. Located just a short walk from the K&P Trail, this exceptional property offers a rare opportunity to own a piece of history with modern versatility. Be sure to ask for the full list of updates-this home truly does not disappoint.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,284
- Land Transfer Tax Fee
- $12,775
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Auto Garage Door Remote, Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Solar Tube, Water Heater Owned, Water Softener, Water Treatment
- View
- Pasture, Trees/Woods
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Patio, Year Round Living
- Pool
- None
- Property Features
- Level, School Bus Route
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Stone
- Roof
- Asphalt Rolled, Metal
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 138.64 ft
- Lot Depth
- 131.93 ft
- Lot Size
- 0.43
- Lot Shape
- Irregular
Inclusions
- Inclusions
- 2x Fridge, 2x Stove, 2x Washer, 2x Dryer, Hot Water Tank, Furnace, A/C, Hot Water on Demand for the in law suite (located in garage), All Attached Light fixtures, Bathroom Mirrors (except the 1 listed in exclusions), All Window Coverings. Water Softener, 4Barstools
Exclusions
- Exclusions
- Bathroom Mirror above sink in Primary bedroom (on main floor)
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 8
- Total Garage And Parking Spaces
- 10
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- No
- Telephone
- Available
- Bedrooms
- 2
- Washrooms
- 3
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Primary Bedroom—Main level
- Bathroom—Main level
- Kitchen—Main level
- Kitchen—Upper level
- Foyer—Main level
- Living Room—Main level
- Bathroom—Upper level
- Bedroom—Upper level
- Living Room—Upper level
- Laundry—Main level
- Family Room—Upper level
Washrooms
- 2-piece, Main
- 3-piece, Main
- 3-piece, Second
- Municipality
- Stone Mills
- Neighbourhood
- Stone Mills
- Main cross streets
- County Road 16
- Zoning
- HR
- Directions
- County Road 1 to County Road 16 to Finlay Street
- Waterfront
- None
- MLS® number
- X13875294
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-08
- Updated on
- 2026-10-08
- Days on market
- 9 days
- Possession type
- Flexible
- Co-op commission
- 2.0
- Seller
- Listed by
- RE/MAX FINEST REALTY INC., BROKERAGE
Home Market Value
Current home valuation for 89 Finlay Street, Stone Mills, Stone Mills, Stone Mills, ON. Listed for $815,000
HOMEH Estimate
$823,746
Estimated Sales Range
$494,248 - $1,153,244
HOMEH Estimate for 89 Finlay Street, Stone Mills, Stone Mills
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $315,000 over $500K
$56,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $30,318 | $22,739 | $19,397 | $0 |
=Total mortgage | $788,268 | $756,239 | $712,147 | $652,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,849monthly | $3,692monthly | $3,477monthly | $3,183monthly |
Land Transfer Tax
$12,775
$12,775
Around this home
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