Was listed for:Expired Dec 31, 2025
$1,249,900

103 Spruce Street

Tiny (Rural Tiny), ON L0L 1P0

Detached House ExpiredNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 103 Spruce Street, Tiny, Rural Tiny

2025-10-02
2025-12-31
Expired
Price
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MLS#
s12439984
2025-08-18
2025-10-02
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 103 Spruce Street, Tiny, Rural Tiny

Located on a quiet in popular Tiny Township, this spacious ranch bungalow offers the perfect blend of comfort, privacy, and beachside living. Just a short walk to several beautiful sandy beaches along the shores of Georgian Bay, yet only 20 minutes to Barrie, minutes to Wasaga & 20 minutes to Midland. Set on a large, private lot with mature trees and set well back from the road, this home features a bright and open layout. The main floor features soaring ceilings & includes three generously sized bedrooms, including a spacious primary suite with a 5-piece ensuite and walk-in closet. The fully finished lower level is ideal for the whole family, offering two more bedrooms, a full bathroom, a large rec room filled with natural light, & sauna. Other notable features include in-floor radiant heat in the basement & half the garage; EV charger; generac w/ automatic switchover; furnace 2024. Don't miss out on this opportunity.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,862
Land Transfer Tax Fee
$21,473

Basement Type
Full, Finished

Interior Features

Interior Extras
Central Vacuum
View
Forest, Trees/Woods
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Backs On Green Belt, Deck, Hot Tub, Lawn Sprinkler System, Lighting
Pool
None
Property Features
Beach

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Stone, Stucco (Plaster)
Roof
Shingles
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
134.74 ft
Lot Depth
335.93 ft

Inclusions

Inclusions
Fridge, Stove, Washer, Dryer, Hot tub included, sprinkler system, water softener, generic & sauna. HRV & EV charger.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
10
Total Garage And Parking Spaces
12

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3 + 1
Washrooms
3
Kitchens
1

Room sizes

  • Kitchen—
    Main level
  • Breakfast—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level, 5 Pc Ensuite
  • Bathroom—
    Main level, 5 Pc Ensuite
  • Bedroom—
    Main level
  • Bedroom—
    Main level
  • Bathroom—
    Main level
  • Recreation—
    Basement level
  • Bedroom—
    Basement level
  • Office—
    Basement level
  • Bathroom—
    Basement level, Sauna
  • Laundry—
    Basement level
  • Utility Room—
    Basement level
  • Dining Room—
    Main level

Washrooms

  • 5-piece, Main
  • 3-piece, Basement
  • 3-piece, Basement

Municipality
Tiny
Neighbourhood
Rural Tiny
Main cross streets
Tiny Beaches Road South
Directions
Concession RD 2 W -Tiny Beaches Road South - Spruce ST

MLS® number
S12439984
Data source
Toronto Regional Real Estate Board
Status change
2025-12-31
Listed on
2025-10-02
Days on market
90 days
Possession type
Flexible
Co-op commission
2.5%+Tax - See Remarks
Seller
Listed by
Team Hawke Realty

Home Market Value

Current home valuation for 103 Spruce Street, Tiny, Rural Tiny, Tiny, ON. Listed for $1,249,900

HOMEH Estimate

?

$1,027,500

Estimated Sales Range

?

$811,725 - $1,243,275

HOMEH Estimate for 103 Spruce Street, Tiny, Rural Tiny

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,027,500Medium confidence
Based on 7 comparable properties
+ $222,400 (22%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Tiny, ON
Minimum Down Payment Required:8.0%

5% on first $500K + 10% on $749,900 over $500K

Minimum down payment

$99,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$45,996$34,872$29,748$0
=Total mortgage
$1,195,904$1,159,782$1,092,163$999,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,839monthly$5,663monthly$5,332monthly$4,882monthly
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Land Transfer Tax

Provincial

$21,473

Total Land Transfer Tax

$21,473

Around this home

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