
103 Spruce Street
Tiny (Rural Tiny), ON L0L 1P0
- 3+1Bedrooms
- 3Bathrooms
- 2Garage
- 2000–2500Sq Ft
- $3,862Tax
- 135×336 ftLot Size
- Estimated Value:$1,027,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 103 Spruce Street, Tiny, Rural Tiny
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About 103 Spruce Street, Tiny, Rural Tiny
Located on a quiet in popular Tiny Township, this spacious ranch bungalow offers the perfect blend of comfort, privacy, and beachside living. Just a short walk to several beautiful sandy beaches along the shores of Georgian Bay, yet only 20 minutes to Barrie, minutes to Wasaga & 20 minutes to Midland. Set on a large, private lot with mature trees and set well back from the road, this home features a bright and open layout. The main floor features soaring ceilings & includes three generously sized bedrooms, including a spacious primary suite with a 5-piece ensuite and walk-in closet. The fully finished lower level is ideal for the whole family, offering two more bedrooms, a full bathroom, a large rec room filled with natural light, & sauna. Other notable features include in-floor radiant heat in the basement & half the garage; EV charger; generac w/ automatic switchover; furnace 2024. Don't miss out on this opportunity.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,862
- Land Transfer Tax Fee
- $21,473
- Basement Type
- Full, Finished
Interior Features
- Interior Extras
- Central Vacuum
- View
- Forest, Trees/Woods
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Backs On Green Belt, Deck, Hot Tub, Lawn Sprinkler System, Lighting
- Pool
- None
- Property Features
- Beach
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Stone, Stucco (Plaster)
- Roof
- Shingles
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 134.74 ft
- Lot Depth
- 335.93 ft
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer, Hot tub included, sprinkler system, water softener, generic & sauna. HRV & EV charger.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 10
- Total Garage And Parking Spaces
- 12
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 3 + 1
- Washrooms
- 3
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Breakfast—Main level
- Living Room—Main level
- Primary Bedroom—Main level, 5 Pc Ensuite
- Bathroom—Main level, 5 Pc Ensuite
- Bedroom—Main level
- Bedroom—Main level
- Bathroom—Main level
- Recreation—Basement level
- Bedroom—Basement level
- Office—Basement level
- Bathroom—Basement level, Sauna
- Laundry—Basement level
- Utility Room—Basement level
- Dining Room—Main level
Washrooms
- 5-piece, Main
- 3-piece, Basement
- 3-piece, Basement
- Municipality
- Tiny
- Neighbourhood
- Rural Tiny
- Main cross streets
- Tiny Beaches Road South
- Directions
- Concession RD 2 W -Tiny Beaches Road South - Spruce ST
- MLS® number
- S12439984
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-12-31
- Listed on
- 2025-10-02
- Days on market
- 90 days
- Possession type
- Flexible
- Co-op commission
- 2.5%+Tax - See Remarks
- Seller
- Listed by
- Team Hawke Realty
Home Market Value
Current home valuation for 103 Spruce Street, Tiny, Rural Tiny, Tiny, ON. Listed for $1,249,900
HOMEH Estimate
$1,027,500
Estimated Sales Range
$811,725 - $1,243,275
HOMEH Estimate for 103 Spruce Street, Tiny, Rural Tiny
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $749,900 over $500K
$99,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $45,996 | $34,872 | $29,748 | $0 |
=Total mortgage | $1,195,904 | $1,159,782 | $1,092,163 | $999,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $5,839monthly | $5,663monthly | $5,332monthly | $4,882monthly |
Land Transfer Tax
$21,473
$21,473
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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