
Unit 315, 321 Spruce Street
Waterloo, ON N2L 0G4
U Plus7 storeys, 68 suites, built 2018- 1+1Bedrooms
- 1Bathroom
- 0Parking
- 600–699Sq Ft
- $3,452Tax
- $631/moCondo Fee
- Estimated Value:$255,360See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for Unit 315, 321 Spruce Street, Waterloo
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About Unit 315, 321 Spruce Street, Waterloo
Summarized Description
- Luxury 1+1 bedroom condo in Waterloo
- High-end finishes and quartz countertops
- Spacious den for office or second bedroom
- Floor-to-ceiling windows for natural light
- Included high-speed internet and housekeeping
- Concierge service and modern amenities
- Steps from University of Waterloo and Laurier
- Immediate occupancy available for new residents
Experience luxury and convenience in this bright south-facing 1+1 bedroom condo in the heart of Waterloo, just steps from University of Waterloo, Wilfrid Laurier University, and Conestoga College. Featuring high-end finishes, stainless steel appliances, quartz countertops, and floor-to-ceiling windows, this unit offers a spacious den that can serve as a second bedroom or office, in-suite laundry, and included high-speed internet and weekly housekeeping. Residents enjoy concierge service, an exercise/recreation room, a rooftop patio, and guest suites in this well-maintained, modern building. Immediate occupancy is available book your viewing today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,452
- Land Transfer Tax Fee
- $2,600
Condo/Maintenance Fee
- Maintenance Fee
- $631 /month
Included In Maintenance Fee
- Common Elements Included
- Basement Type
- None
Interior Features
- Pets Permitted
- No
- Laundry Features
- In-Suite Laundry
- Interior Extras
- Carpet Free
- Fireplace/Stove
- No
- Elevator
- Yes
Exterior Features
- Balcony
- None
Building
- Building Type
- Condo Apartment
- Building Style
- Apartment
- Condo Corp Number
- 646
Construction
- Exposure
- South
- Exterior Finish
- Brick Veneer
- Special Designation
- Unknown
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Type
- None
- Parking Spaces
- 0
- Total Garage And Parking Spaces
- 0
Lockers
- Locker Type
- None
Heating & Cooling
- Heat Source
- Other
- Heat Type
- Other
- Air Conditioning
- Central Air
- Bedrooms
- 1 + 1
- Washrooms
- 1
Room sizes
- Kitchen—Main level
- Great Room—Main level
- Primary Bedroom—Main level
- Den—Main level
- Bathroom—Main level, 3 Pc Bath
Washrooms
- 3-piece
- Municipality
- Waterloo
- Main cross streets
- Hickory Street/Spruce Street
- Directions
- From Columbia St w to Spruce St
- Waterfront
- None
- MLS® number
- X12853000
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-30
- Listed on
- 2026-03-06
- Days on market
- 116 days
- Possession date
- 2026-04-01
- Possession type
- Immediate
- Co-op commission
- 2.5%
- Seller
- Listed by
- STREETCITY REALTY INC.
Home Market Value
Current home valuation for Unit 315, 321 Spruce Street, Waterloo, , . Listed for $275,000
HOMEH Estimate
$255,360
Estimated Sales Range
$201,734 - $308,986
HOMEH Estimate for Unit 315, 321 Spruce Street, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$13,750
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $10,450 | $7,673 | $6,545 | $0 |
=Total mortgage | $271,700 | $255,173 | $240,295 | $220,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,327monthly | $1,246monthly | $1,173monthly | $1,074monthly |
Land Transfer Tax
$2,600
$2,600
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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