Unit 505, 321 Spruce Street
Waterloo (Downtown Waterloo), ON N2L 3M6
U Plus7 storeys, 68 suites, built 2018- 1+1Bedrooms
- 1Bathroom
- 0Parking
- 600–699Sq Ft
- $3,482Tax
- $649/moCondo Fee
Estimated Value:$280,500See Free Estimate Report
Property not available for sale or for rent.
HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.
Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for Unit 505, 321 Spruce Street, Waterloo, Downtown Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-11-03 | 2025-12-16 | Login to See Prices | Terminated | x12501886 |
| 2025-11-03 | 2025-12-16 | Login to See Prices | Sold | x12501892 |
| 2025-07-27 | 2025-09-30 | Login to See Prices | Terminated | x12309856 |
| 2025-07-09 | 2025-09-29 | Login to See Prices | Terminated | x12273987 |
| 2025-03-02 | 2025-05-31 | Login to See Prices | Expired | x11995810 |
| 2024-09-23 | 2024-12-04 | Login to See Prices | Terminated | x9364310 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About Unit 505, 321 Spruce Street, Waterloo, Downtown Waterloo
Spacious 1+1 Unit, 618 Sq.Ft., Large Den Can Be Used As 2nd Bedroom. Amazing investment or self use opportunity, Fully Furnished! Ready to move in. Walking distance to Laurier University, Waterloo University, Conestoga College. Keyless Door entry, Weekly Cleaning included in Maintenance Fee! Which Make The Unit Easy To Lease Out At Higher Rent or self use.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,482
- Land Transfer Tax Fee
- $2,600
Condo/Maintenance Fee
- Maintenance Fee
- $649 /month
Included In Maintenance Fee
- Common Elements Included
- Building Insurance Included
Rental Items
- Rental Equipment
- Internet (with Building)
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- In-Suite Laundry
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, Intercom
- Security Features
- Alarm System, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- Yes
Exterior Features
- Balcony
- None
Building Amenities
- Party Room/Meeting Room
Building
- Building Type
- Condo Apartment
- Building Style
- Apartment
- Approx Age
- 6-10
- Condo Corp Number
- 646
Construction
- Exposure
- East
- Exterior Finish
- Concrete
- Special Designation
- Unknown
Inclusions
- Inclusions
- All Existing Fridge, Stove, B/I Dishwasher, Washer, Dryer and Microwave, All Existing Electrical Fixtures and Window Coverings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Type
- None
- Parking Spaces
- 0
- Total Garage And Parking Spaces
- 0
Lockers
- Locker Type
- None
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Bedrooms
- 1 + 1
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Living Room—Flat level, Laminate, Large Window, Combined w/Dining
- Dining Room—Flat level, Laminate, Combined w/Living
- Kitchen—Flat level, Quartz Counter, B/I Microwave, Stainless Steel Appl
- Primary Bedroom—Flat level, Laminate, Large Closet, Large Window
- Den—Flat level, Laminate, Separate Room
Washrooms
- 3-piece, Flat
- Municipality
- Waterloo
- Neighbourhood
- Downtown Waterloo
- Main cross streets
- King/ University
- Directions
- 321 Spruce St
- MLS® number
- X12501892
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-12-16
- Listed on
- 2025-11-03
- Days on market
- 43 days
- Possession type
- Immediate
- Co-op commission
- 2.5%
- Seller
- Listed by
- HOMELIFE BROADWAY REALTY INC.
Home Market Value
Current home valuation for Unit 505, 321 Spruce Street, Waterloo, Downtown Waterloo, Waterloo, ON. Listed for $275,000
HOMEH Estimate
$280,500
Estimated Sales Range
$246,138 - $314,862
HOMEH Estimate for Unit 505, 321 Spruce Street, Waterloo, Downtown Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$13,750
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $10,450 | $7,673 | $6,545 | $0 |
=Total mortgage | $271,700 | $255,173 | $240,295 | $220,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,327monthly | $1,246monthly | $1,173monthly | $1,074monthly |
Land Transfer Tax
$2,600
$2,600
Around this home
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