Listed for:Listed Apr 30, 2026
$235,000

Unit 312, 321 Spruce Street

Waterloo (Beechwood/University), ON N2L 0G4

Condo Apartment For Sale
U Plus exteriorU Plus7 storeys, 68 suites, built 2018
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for Unit 312, 321 Spruce Street, Waterloo, Beechwood/University

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 312, 321 Spruce Street, Waterloo, Beechwood/University

Summarized Description

  • 1+1 corner condo in University Town, Waterloo
  • Close to Wilfred Laurier and University of Waterloo
  • Well-designed layout with quartz countertops
  • Includes in-suite laundry and furniture sold as-is
  • Bright den can serve as second bedroom
  • Weekly cleaning service enhances rental appeal
  • Building amenities include gym and rooftop terrace
  • Current tenant until May 31, 2026

Excellent Investment Opportunity. 1+1 Corner Condo Unit Located In The Center Of University Town In Waterloo. Steps Away from Wilfred Laurier University, University Of Waterloo And Conestoga College. The unit features a well-designed layout, quartz countertops, premium laminate flooring throughout, in-suite laundry, and comes with furniture (sold as-is). The bright den includes two windows and can serve as a second bedroom. A weekly cleaning service costing $126.72 per month makes the unit easier to rent out and generates higher rental returns. The building offers excellent amenities, including a gym, shuttle service, keyless entry system, guest suites, a rooftop terrace, and more. The current tenant will move out on May 31, 2026. The seller is highly motivated - don't miss out on this prime opportunity!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,414
Land Transfer Tax Fee
$2,075

Condo/Maintenance Fee

Maintenance Fee
$705 /month

Included In Maintenance Fee

  • CAC Included
  • Common Elements Included
  • Condo Taxes Included
  • Heat Included
  • Building Insurance Included

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
In-Suite Laundry
Interior Extras
Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
None

Building

Building Type
Condo Apartment
Building Style
Apartment
Condo Corp Number
646

Construction

Exposure
West
Exterior Finish
Concrete
Special Designation
Unknown

Inclusions

Inclusions
Built-in Microwave, Dishwasher, Dryer, Furniture (As is), Range Hood, Refrigerator, Stove, Washer, Window Coverings

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Type
None
Parking Spaces
0
Total Garage And Parking Spaces
0

Lockers

Locker Type
None

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air

Bedrooms
1 + 1
Washrooms
1
Kitchens
1

Room sizes

  • Foyer1.62 x 2.16
    Main level
  • Kitchen4.30 x 2.50
    Main level
  • Living Room2.52 x 3.53
    Main level
  • Bedroom2.88 x 3.83
    Main level
  • Den1.93 x 2.82
    Main level

Washrooms

  • 4-piece, Main

Area
Waterloo
Municipality
Waterloo
Neighbourhood
Beechwood/University
Main cross streets
Columbia And King St N
Directions
Columbia And King St N

MLS® number
X13062008
Data source
Toronto Regional Real Estate Board
Listed on
2026-04-30
Updated on
2026-10-09
Days on market
171 days
Possession date
2026-06-01
Possession type
1-29 days
Co-op commission
2.5%
Seller
Listed by
HOMELIFE LANDMARK REALTY INC.

Home Market Value

Current home valuation for Unit 312, 321 Spruce Street, Waterloo, Beechwood/University, Waterloo, ON. Listed for $235,000

HOMEH Estimate

?

$237,316

Estimated Sales Range

?

$187,480 - $287,152

HOMEH Estimate for Unit 312, 321 Spruce Street, Waterloo, Beechwood/University

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$237,316Medium confidence
Based on 15 comparable properties
− $2,316 (1%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Waterloo, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$11,750

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$8,930$6,557$5,593$0
=Total mortgage
$232,180$218,057$205,343$188,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,134monthly$1,065monthly$1,003monthly$918monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$2,075

Total Land Transfer Tax

$2,075

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5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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