86 Albert Street
Waterloo, ON N2L 3S7
- 4+2Bedrooms
- 2Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $5,329Tax
- 46×80 ftLot Size
Estimated Value:$742,000See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 86 Albert Street, Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-22 | 2025-11-29 | Login to See Prices | Sold | x12477360 |
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About 86 Albert Street, Waterloo
Welcome to 86 Albert Street - A Rare Opportunity in the Heart of Waterloo!Discover the potential of this charming home located in the prestigious Albert-MacGregor Heritage Conservation District. Offering over 2300+ finished square feet across three and a half levels, this property blends timeless character with modern versatility. Original features such as thin plank hardwood flooring, wide wood baseboards, and French doors add warmth and charm, while the loft-style upper level and high basement ceilings provide unique and functional living spaces.Currently configured as two separate three-bedroom units, each with recently renewed, City-approved rental licenses and in-suite laundry, this home has the potential to generate an impressive $64,800 in gross annual income. A simple removal of one wall on the main floor easily converts the home back to a spacious single-family residence.Situated just steps from Uptown Waterloo, Waterloo Park, and within walking distance to Wilfrid Laurier University and the University of Waterloo, this location offers unmatched convenience. Enjoy easy access to vibrant shops, restaurants, cafes, and nightlife - perfect for those who appreciate urban living.Whether you're a first-time buyer seeking a mortgage helper, a multi-generational household, a university or tech professional, a parent investing in housing for university-bound children, or an investor looking for strong rental returns, this property checks all the boxes.Don't miss out on this exceptional opportunity - contact your REALTOR today to schedule a private showing!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,329
- Land Transfer Tax Fee
- $14,473
Rental Items
- Rental Equipment
- None
- Under Contract
- None
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Accessory Apartment, Carpet Free
- View
- City
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Library, Park, Place Of Worship, School
Building
- Building Type
- Detached
- Building Style
- 2 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Stucco (Plaster), Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Heritage
Lot
- Lot Front
- 45.82 ft
- Lot Depth
- 80.49 ft
- Lot Size
- 3714
- Lot Shape
- Irregular
Inclusions
- Inclusions
- 2 fridges, 2 stoves, 1 washer, 1 dryer, 1 stackable washer/dryer, 2 dishwashers
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4 + 2
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Bedroom—Basement level
- Bedroom—Basement level
- Cold Room/Cantina—Basement level
- Utility Room—Basement level
- Loft—Third level
- Bathroom—Second level, 4 Pc Bath
- Bedroom—Second level
- Bedroom—Second level
- Dining Room—Second level
- Kitchen—Second level
- Primary Bedroom—Second level
- Bathroom—Main level, 3 Pc Bath
- Bedroom—Main level
- Foyer—Main level
- Kitchen—Main level
- Living Room—Main level
Washrooms
- 3-piece, Main
- 4-piece, Second
- Municipality
- Waterloo
- Main cross streets
- Spring Street West and Albert Street, Young Street West and Albert Street
- Zoning
- Residential Conservation 1
- Directions
- University Avenue to Albert Street. Turn south on Albert Street. Home will be n the left hand (east) side of street.
- MLS® number
- X12477360
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-11-29
- Listed on
- 2025-10-22
- Days on market
- 38 days
- Possession type
- Immediate
- Co-op commission
- 2,0% + HST
- Seller
- Listed by
- ROYAL LEPAGE WOLLE REALTY
Home Market Value
Current home valuation for 86 Albert Street, Waterloo, , . Listed for $899,900
HOMEH Estimate
$742,000
Estimated Sales Range
$586,180 - $897,820
HOMEH Estimate for 86 Albert Street, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $399,900 over $500K
$64,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $33,368 | $25,107 | $21,418 | $0 |
=Total mortgage | $867,575 | $835,017 | $786,333 | $719,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,236monthly | $4,077monthly | $3,839monthly | $3,515monthly |
Land Transfer Tax
$14,473
$14,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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