98 Roger Street
Waterloo (Uptown Waterloo/North Ward), ON N2J 1A5
- 4+1Bedrooms
- 2Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $4,540Tax
- 41×118 ftLot Size
Estimated Value:$834,566See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 98 Roger Street, Waterloo, Uptown Waterloo/North Ward
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-07-07 | 2026-07-27 | Login to See Prices | Sold | x13539720 |
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About 98 Roger Street, Waterloo, Uptown Waterloo/North Ward
Summarized Description
- Beautifully updated century home in Mary Allen neighbourhood
- Fully renovated kitchen with stainless steel appliances
- Custom built-in bar for entertaining
- Partially finished basement with separate entrance
- Fully renovated attic used as fourth bedroom
- Private backyard with mature gardens and garage potential
- Move-in ready with extensive updates throughout
- Unbeatable location near parks, schools, and local cafés
Welcome to 98 Roger Street, a beautifully updated century home in Waterloo's sought-after Mary Allen neighbourhood. Just steps from Uptown Waterloo, the Iron Horse Trail, ION LRT, Grand River Hospital, parks, schools, grocery stores, and local cafés and restaurants, this location offers the perfect blend of walkability and quiet community living. Inside, timeless character meets modern style with an original staircase, oversized baseboards, cast iron floor grates, a fully renovated kitchen, stainless steel appliances, brand new engineered hardwood flooring, fresh paint, updated lighting, and a custom built-in bar. The partially finished basement features a bedroom, bathroom, and separate entrance, while the fully renovated and insulated attic is currently being used as a fourth bedroom, offering flexible living space for growing families. The roof ridges were also replaced in 2026 for added peace of mind. Outside, enjoy a private backyard with mature gardens, strawberries, raspberries, and a large powered shed with garage potential. With extensive updates and an unbeatable location, this is a rare opportunity to own a move-in-ready home full of charm and character.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,540
- Land Transfer Tax Fee
- $10,473
Rental Items
- Rental Equipment
- Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Upgraded Insulation
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Hospital, Library, Park, School, School Bus Route
Building
- Building Type
- Detached
- Building Style
- 2 1/2 Storey
Construction
- Exterior Finish
- Aluminum Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 41.08 ft
- Lot Depth
- 117.53 ft
Inclusions
- Inclusions
- Dishwasher, Dryer, Refrigerator, Stove, Washer, Fridge, Stove, Dishwasher, Retro Fridge, Deep Freezer, Piano Harp, Snow Blower, Washer, Dryer, Water Softener, Reverse Osmosis ( available but not in use)
Exclusions
- Exclusions
- Microwave, Espresso Machine, TV, TV Bracket, Door Locks, Doorbell, BBQ/Smoker, HVAC Scent system, All Stagingmaterial, Window coverings and mirrors.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4 + 1
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bedroom—Basement level
- Bedroom—Third level
- Utility Room—Basement level
- Bedroom—Second level
- Foyer—Main level
- Dining Room—Main level
- Living Room—Main level
- Laundry—Basement level
- Primary Bedroom—Second level
- Family Room—Main level
- Bedroom—Second level
- Kitchen—Main level
Washrooms
- 4-piece
- 3-piece
- Municipality
- Waterloo
- Neighbourhood
- Uptown Waterloo/North Ward
- Main cross streets
- Moore Ave S
- Directions
- Moore Ave S to Roger Street
- MLS® number
- X13539720
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-27
- Listed on
- 2026-07-07
- Days on market
- 20 days
- Possession type
- Flexible
- Co-op commission
- 2%+HST
- Seller
- Listed by
- Century 21 Heritage House LTD
Home Market Value
Current home valuation for 98 Roger Street, Waterloo, Uptown Waterloo/North Ward, Waterloo, ON. Listed for $699,900
HOMEH Estimate
$834,566
Estimated Sales Range
$584,196 - $1,084,936
HOMEH Estimate for 98 Roger Street, Waterloo, Uptown Waterloo/North Ward
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $199,900 over $500K
$44,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,176 | $19,527 | $16,658 | $0 |
=Total mortgage | $680,582 | $649,437 | $611,573 | $559,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,323monthly | $3,171monthly | $2,986monthly | $2,734monthly |
Land Transfer Tax
$10,473
$10,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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