
98 Elgin Street
Zorra (Embro), ON N0J 1J0
- 3Bedrooms
- 3Bathrooms
- 1Garage
- 2000–2500Sq Ft
- $3,965Tax
- 33×140 ftLot Size
- Free EstimateSee Free Estimate Report

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About 98 Elgin Street, Zorra, Embro
Summarized Description
- Main-floor living ideal for seniors or starters
- Loft space for family or guests
- High-end finishes with quartz countertops
- Energy-efficient building for low bills
- Fenced backyard perfect for entertaining
- Historic village with local amenities
- Time-limited HST rebate offers significant savings
- Short drive to Stratford and Woodstock
Incredible value for your money! Thanks to a time-limited, one-year rebate on HST, we've taken almost Incredible value for your money! Thanks to a time-limited, one-year rebate on HST, we've taken almost $100,000 off this purchase price. Ideal for seniors or those just starting out, 98 Elgin offers complete main-floor living: great room, primary suite, additional bedroom and bathroom, and laundry. Your second-floor suite (loft space, bedroom, and full bath) is perfect for family or guests. Innumerable free upgrades and high-end finishes include quartz countertops, European tilt-and-turn windows, solid-wood staircase, standing-seam steel roof, and concrete driveway. A super energy-efficient building envelope gives you ultra-low energy bills (approximately $150/month for all heating, cooling and other electrical). The large, fenced back yard is perfect for entertaining and gardening. The historic village of Embro offers a thriving local culture, pickleball and hockey at the nearby community centre, pharmacy, small grocery store and LCBO. A short drive to Stratford, Woodstock and Ingersoll, and just minutes to the 401.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,965
- Land Transfer Tax Fee
- $9,515
- Basement Type
- None
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Air Exchanger, Primary Bedroom - Main Floor, Upgraded Insulation, Water Heater Owned, Water Softener, Ventilation System, Auto Garage Door Remote
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Patio, Landscaped, Privacy, Year Round Living
- Pool
- None
- Property Features
- Golf, Park, Rec./Commun.Centre, School
- Other Structures
- Fence - Partial
Building
- Building Type
- Freehold Townhouse
- Building Style
- 2-Storey
- Approx Age
- 0-5
Construction
- Exterior Finish
- Hardboard, Metal/Steel Siding
- Roof
- Metal
- Foundation Details
- Insulated Concrete Form, Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 33.37 ft
- Lot Depth
- 139.77 ft
Inclusions
- Inclusions
- Carbon Monoxide Detector, Dishwasher, Dryer, Garage Door Opener, Hot Water Tank Owned, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove, Washer
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Heat Pump
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Primary Bedroom—Main level
- Bedroom 3—Second level
- Bedroom 2—Main level
- Bathroom—Main level, 4 Pc Bath
- Bathroom—Main level, 3 Pc Bath
- Bathroom—Second level, 3 Pc Bath
Washrooms
- 4-piece, Main
- 3-piece, Main
- 3-piece, Main
- Municipality
- Zorra
- Neighbourhood
- Embro
- Main cross streets
- John St to Elgin St
- Zoning
- R3
- Directions
- Huron St. to Elgin St.
- MLS® number
- X13011284
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-04
- Listed on
- 2026-04-16
- Days on market
- 49 days
- Possession type
- Flexible
- Co-op commission
- 2.5%+hst
- Seller
- Listed by
- REVEL REALTY INC.
Home Market Value
Current home valuation for 98 Elgin Street, Zorra, Embro, Zorra, ON. Listed for $652,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 98 Elgin Street, Zorra, Embro
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $152,000 over $500K
$40,200
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,463 | $18,191 | $15,518 | $0 |
=Total mortgage | $636,039 | $604,991 | $569,718 | $521,600 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,105monthly | $2,954monthly | $2,782monthly | $2,547monthly |
Land Transfer Tax
$9,515
$9,515
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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