
98 Spruce Gardens
Belleville (Belleville Ward), ON K8N 0B5
- 2Bedrooms
- 2Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $5,467Tax
- 39×134 ftLot Size
- Estimated Value:$549,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 98 Spruce Gardens, Belleville, Belleville Ward
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About 98 Spruce Gardens, Belleville, Belleville Ward
Just Reduced to move!!! Meticulously maintained end unit 2 bedroom town home with partially finished basement. Main floor features an open concept living space finished with stylish designer flooring throughout, classic tiled bathrooms, entry and main floor laundry room that includes built in shelving. Modern kitchen with ample counter space, this kitchen boasts built in panty space, crown moulding with light valance and undermount lighting. Breakfast bar that seats up to 4. Primary bedroom includes a 3 piece ensuite with step in shower and spacious walk in closet. Covered rear deck with built in canopy with unobstructed views of green space providing plenty of privacy inside a fully fenced and landscaped back yard. Attached 2 car garage with a paved double wide driveway. Located on a quiet street in the east end of Belleville. Quick closing possible.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,467
- Land Transfer Tax Fee
- $8,775
Rental Items
- Rental Equipment
- On demand water heater
- Basement Type
- Partially Finished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Air Exchanger, On Demand Water Heater, Primary Bedroom - Main Floor, Auto Garage Door Remote, Rough-In Bath
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Exterior Extras
- Privacy, Landscaped, Canopy
- Pool
- None
- Property Features
- Fenced Yard
Building
- Building Type
- Freehold Townhouse
- Building Style
- Bungalow
- Approx Age
- 6-15
Construction
- Exterior Finish
- Brick, Stone
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 38.69 ft
- Lot Depth
- 133.87 ft
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, microwave, Washer, Dryer, Electric Fireplace, Auto Garage Door Opener, Natural Gas BBQ Line.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bathroom—Main level, 3 Pc Ensuite
- Bathroom—Main level, 4 Pc Bath
- Bedroom—Main level
- Dining Room—Main level
- Kitchen—Main level
- Laundry—Main level
- Living Room—Main level
- Primary Bedroom—Main level
- Recreation—Basement level
Washrooms
- 3-piece, Main
- 4-piece, Main
- Municipality
- Belleville
- Neighbourhood
- Belleville Ward
- Main cross streets
- station st
- Directions
- Station st to Spruce Gardens
- MLS® number
- X12341774
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-10-31
- Listed on
- 2025-08-12
- Days on market
- 80 days
- Possession date
- 2025-08-12
- Possession type
- Immediate
- Co-op commission
- 2% + hst
- Seller
- Listed by
- RE/MAX QUINTE LTD.
Home Market Value
Current home valuation for 98 Spruce Gardens, Belleville, Belleville Ward, Belleville, ON. Listed for $615,000
HOMEH Estimate
$549,500
Estimated Sales Range
$434,105 - $664,895
HOMEH Estimate for 98 Spruce Gardens, Belleville, Belleville Ward
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $115,000 over $500K
$36,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,124 | $17,159 | $14,637 | $0 |
=Total mortgage | $601,224 | $570,659 | $537,387 | $492,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,935monthly | $2,786monthly | $2,624monthly | $2,402monthly |
Land Transfer Tax
$8,775
$8,775
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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