Sold for:Sold Oct 31, 2025
$615,000

98 Spruce Gardens

Belleville (Belleville Ward), ON K8N 0B5

Freehold Townhouse SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 98 Spruce Gardens, Belleville, Belleville Ward

2025-08-12
2025-10-31
Sold
Price
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MLS#
x12341774
2025-05-08
2025-05-15
Sold
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 98 Spruce Gardens, Belleville, Belleville Ward

Just Reduced to move!!! Meticulously maintained end unit 2 bedroom town home with partially finished basement. Main floor features an open concept living space finished with stylish designer flooring throughout, classic tiled bathrooms, entry and main floor laundry room that includes built in shelving. Modern kitchen with ample counter space, this kitchen boasts built in panty space, crown moulding with light valance and undermount lighting. Breakfast bar that seats up to 4. Primary bedroom includes a 3 piece ensuite with step in shower and spacious walk in closet. Covered rear deck with built in canopy with unobstructed views of green space providing plenty of privacy inside a fully fenced and landscaped back yard. Attached 2 car garage with a paved double wide driveway. Located on a quiet street in the east end of Belleville. Quick closing possible.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,467
Land Transfer Tax Fee
$8,775

Rental Items

Rental Equipment
On demand water heater

Basement Type
Partially Finished

Interior Features

Laundry Level
Main Level
Interior Extras
Air Exchanger, On Demand Water Heater, Primary Bedroom - Main Floor, Auto Garage Door Remote, Rough-In Bath
Fireplace/Stove
Yes
Fireplace Features
Electric
Elevator
No

Exterior Features

Exterior Extras
Privacy, Landscaped, Canopy
Pool
None
Property Features
Fenced Yard

Building

Building Type
Freehold Townhouse
Building Style
Bungalow
Approx Age
6-15

Construction

Exterior Finish
Brick, Stone
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
38.69 ft
Lot Depth
133.87 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, microwave, Washer, Dryer, Electric Fireplace, Auto Garage Door Opener, Natural Gas BBQ Line.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
2
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Main level, 3 Pc Ensuite
  • Bathroom—
    Main level, 4 Pc Bath
  • Bedroom—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Laundry—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level
  • Recreation—
    Basement level

Washrooms

  • 3-piece, Main
  • 4-piece, Main

Municipality
Belleville
Neighbourhood
Belleville Ward
Main cross streets
station st
Directions
Station st to Spruce Gardens

MLS® number
X12341774
Data source
Toronto Regional Real Estate Board
Status change
2025-10-31
Listed on
2025-08-12
Days on market
80 days
Possession date
2025-08-12
Possession type
Immediate
Co-op commission
2% + hst
Seller
Listed by
RE/MAX QUINTE LTD.

Home Market Value

Current home valuation for 98 Spruce Gardens, Belleville, Belleville Ward, Belleville, ON. Listed for $615,000

HOMEH Estimate

?

$549,500

Estimated Sales Range

?

$434,105 - $664,895

HOMEH Estimate for 98 Spruce Gardens, Belleville, Belleville Ward

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$549,500Medium confidence
Based on 13 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Belleville, ON
Minimum Down Payment Required:5.9%

5% on first $500K + 10% on $115,000 over $500K

Minimum down payment

$36,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$23,124$17,159$14,637$0
=Total mortgage
$601,224$570,659$537,387$492,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,935monthly$2,786monthly$2,624monthly$2,402monthly
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Land Transfer Tax

Provincial

$8,775

Total Land Transfer Tax

$8,775

Around this home

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0/100Minimal Transit
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