Sold for:Sold Aug 7, 2026
$599,900

107 Spencer Street

Bracebridge (Monck, Bracebridge), ON P1L 1C3

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 107 Spencer Street, Bracebridge, Monck (Bracebridge)

2026-07-16
2026-08-07
Sold
Price
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MLS#
x13573178
2026-05-01
2026-07-13
Expired
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 107 Spencer Street, Bracebridge, Monck (Bracebridge)

Summarized Description

  • Charming backsplit with inviting layout and character.
  • Updated kitchen with stainless steel appliances.
  • Natural gas cooktop ideal for cooking enthusiasts.
  • Cozy walkout lower level with fireplace.
  • Double car garage for convenient access.
  • Located in a sought-after neighbourhood.
  • Walking distance to schools and community centre.
  • Efficient heating and cooling with heat pump.

This charming and beautifully styled backsplit offers a warm, inviting feel with a layout that provides both space and functionality for everyday living. Thoughtfully maintained and full of character, the home welcomes you with a bright and spacious main floor featuring a generous dining area for gathering with family and friends, and an updated kitchen complete with stainless steel appliances and a natural gas 6-burner cooktop, perfect for those who love to cook and entertain. Convenient inside entry from the double car garage adds to the ease of daily life. Just a few steps down, the walkout lower level creates a cozy yet open retreat, with a spacious living room anchored by a natural gas fireplace, an ideal place to unwind at the end of the day. This level also offers a large laundry room and a 2 piece powder room, adding to the home's practical design. Up a short flight of stairs from the main level are three comfortable bedrooms and a well-appointed 4-piece family bathroom, providing a quiet and private space for rest. Set on a level yard in a sought-after neighbourhood, this property is perfectly suited for enjoying time outdoors, whether it's play, gardening, or simply relaxing. With full municipal services, Lakeland fibre optic internet, and a heat pump providing efficient heating and air conditioning, comfort and connectivity are seamlessly woven into daily living. Located within walking distance to Monck Public School and the new Muskoka Lumber Community Centre, with its arena, library, multi-sport fieldhouse, and community programming, this home offers not just a place to live, but a lifestyle centred around connection, activity, and making lasting memories.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,218
Land Transfer Tax Fee
$8,473

Rental Items

Rental Equipment
None
Under Contract
None

Basement Type
Finished with Walk-Out

Interior Features

Laundry Level
Lower Level
Interior Extras
Other, Water Heater Owned
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Natural Gas, Living Room
Elevator
No

Exterior Features

Exterior Extras
Year Round Living
Pool
None
Property Features
Hospital, Rec./Commun.Centre, School
Other Structures
Shed

Building

Building Type
Detached
Building Style
Backsplit 3
Approx Age
31-50

Construction

Exterior Finish
Vinyl Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
59.46 ft
Lot Depth
148.47 ft
Lot Size
0.21

Inclusions

Inclusions
All Window Coverings, All Floating Shelves, All Light Fixtures, All Bathroom Mirrors, Dishwasher, Stove, Built-In Microwave, Fridge, Washer, Dryer, Freezer, Owned Hot Water Tank, Garage Door Opener & All Remotes, Shed

Exclusions

Exclusions
Camera(s), Personal Items, Staging Items

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Other
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Main level
  • Mud Room—
    Lower level
  • Bathroom—
    Lower level, 2 Pc Bath
  • Primary Bedroom—
    Upper level
  • Bedroom—
    Upper level
  • Living Room—
    Lower level
  • Laundry—
    Lower level
  • Bedroom—
    Upper level
  • Bathroom—
    Upper level, 4 Pc Bath
  • Dining Room—
    Main level

Washrooms

  • 2-piece, Lower
  • 4-piece, Upper

Municipality
Bracebridge
Neighbourhood
Monck (Bracebridge)
Main cross streets
Spencer St & Maypark Dr
Zoning
R1
Directions
Wellington St to North St to Spencer St
Waterfront
None

MLS® number
X13573178
Data source
Toronto Regional Real Estate Board
Status change
2026-08-07
Listed on
2026-07-16
Days on market
22 days
Possession type
Immediate
Co-op commission
2.5%+HST. See Seller's Direction.
Seller
Listed by
Coldwell Banker Thompson Real Estate

Home Market Value

Current home valuation for 107 Spencer Street, Bracebridge, Monck (Bracebridge), Bracebridge, ON. Listed for $599,900

HOMEH Estimate

?

$612,500

Estimated Sales Range

?

$483,875 - $741,125

HOMEH Estimate for 107 Spencer Street, Bracebridge, Monck (Bracebridge)

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$612,500Medium confidence
Based on 9 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Bracebridge, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $99,900 over $500K

Minimum down payment

$34,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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%
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%
$
+CMHC insurance
$22,580$16,737$14,278$0
=Total mortgage
$587,086$556,647$524,193$479,920
Amortization
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%
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Payment frequency
=Mortgage payment
$2,866monthly$2,718monthly$2,559monthly$2,343monthly
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Land Transfer Tax

Provincial

$8,473

Total Land Transfer Tax

$8,473

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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5.6 /10

Monck

Public·elementary·410m

6.2 /10

Bracebridge

Public·elementary·570m

5.1 /10

Monsignor Michael O'Leary

Private·elementary·1.3km

5.4 /10

St. Dominic

Private·secondary·2.2km

6.7 /10

Bracebridge and Muskoka Lakes

Public·secondary·3.0km

7.6 /10

Macaulay

Public·elementary·3.0km

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