
193 Centennial Avenue
Central Elgin (Rural Central Elgin), ON N5R 5B3
- 3Bedrooms
- 2Bathrooms
- 2Garage
- 700–1100Sq Ft
- $3,855Tax
- 122×291 ftLot Size
- Estimated Value:$669,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 193 Centennial Avenue, Central Elgin, Rural Central Elgin
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About 193 Centennial Avenue, Central Elgin, Rural Central Elgin
Summarized Description
- Rare 0.81 acre lot in desirable southeast St.
- Thomas.
- Expansive backyard with room for various outdoor activities.
- Bright, open living and dining area for family gatherings.
- Finished basement offers flexible space for hobbies or guests.
- Three comfortable bedrooms on the main floor.
- Double-car garage and ample parking available.
- Located in a quiet, mature neighbourhood near parks.
- Convenient access to downtown St.
- Thomas and the 401.
Set on a rare 0.81 acre lot in St. Thomas' desirable southeast end, this inviting bungalow offers the space, privacy, and ease of living today's buyers crave. Picture slow mornings with coffee in the garden/sunroom, summer evenings hosting friends on the patio, and an expansive backyard with endless possibilities; room for a pool, a basketball court, a large play structure, or simply a hot tub tucked under the stars for winding down at the end of the day. Inside, the home flows effortlessly with a bright, open living and dining area and three comfortable bedrooms on the main floor. Perfect for families wanting everyone close, or downsizers who appreciate the ease of having everything on one level. The finished basement adds flexible space for family time, hobbies, or visiting guests, while large windows throughout fill the home with natural light and connect indoor spaces to the expansive outdoor setting.Outside, the generous yard is complemented by two sheds, including one with a convenient rolling door, ideal for storage, projects, or outdoor gear. With a double-car garage, ample parking, a cozy kitchen, and a low-maintenance brick and cement board exterior, this home is as practical as it is welcoming.Tucked into a quiet, mature neighbourhood close to parks, walking paths, and everyday amenities, yet just minutes to downtown St. Thomas, the 401, and an easy commute to London. This is where city living is done right.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,855
- Land Transfer Tax Fee
- $9,473
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Auto Garage Door Remote, Sump Pump
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Canopy, Landscaped, Privacy
- Pool
- None
- Property Features
- Hospital, Library, Park, Place Of Worship, Rec./Commun.Centre
- Other Structures
- Garden Shed, Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Other
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Other
Lot
- Lot Front
- 122.00 ft
- Lot Depth
- 290.50 ft
Inclusions
- Inclusions
- Refrigerator, Stove, Dishwasher, Washer, Dryer, 1 garage door opener included
Exclusions
- Exclusions
- Freezer
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 8
- Total Garage And Parking Spaces
- 10
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Washrooms
- 4-piece, Main
- 2-piece, Basement
- Municipality
- Central Elgin
- Neighbourhood
- Rural Central Elgin
- Main cross streets
- Elm St
- Zoning
- R1
- Directions
- Head south on Centennial Ave from Talbot St. Destination on the right.
- MLS® number
- X12757666
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-02-17
- Listed on
- 2026-02-03
- Days on market
- 14 days
- Possession type
- 60-89 days
- Co-op commission
- 2%+HST
- Seller
- Listed by
- RE/MAX CENTRE CITY REALTY INC.
Home Market Value
Current home valuation for 193 Centennial Avenue, Central Elgin, Rural Central Elgin, Central Elgin, ON. Listed for $649,900
HOMEH Estimate
$669,500
Estimated Sales Range
$528,905 - $810,095
HOMEH Estimate for 193 Centennial Avenue, Central Elgin, Rural Central Elgin
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $149,900 over $500K
$39,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,384 | $18,132 | $15,468 | $0 |
=Total mortgage | $633,990 | $603,042 | $567,883 | $519,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,095monthly | $2,944monthly | $2,773monthly | $2,539monthly |
Land Transfer Tax
$9,473
$9,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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