Sold for:Sold Jan 5, 2026
$1,050,000

120 Centennial Avenue

Central Elgin (Rural Central Elgin), ON N5R 5B2

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 120 Centennial Avenue, Central Elgin, Rural Central Elgin

2025-10-02
2026-01-05
Sold
Price
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MLS#
x12439171

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 120 Centennial Avenue, Central Elgin, Rural Central Elgin

Welcome to 120 Centennial Ave - a newly renovated 2,500 sq. ft. home situated on a large lot in the desirable east end of St. Thomas. Step into the inviting front foyer, past a stylish 2-piece bathroom, and into a dream kitchen designed for both cooking and entertaining. At its center is a stunning granite waterfall island that invites conversation and connection. You'll also find a 48-inch, 6-burner gas stove, 48-inch Décor fridge, built-in microwave, panel-ready dishwasher, and ample custom cabinetry. The coffered ceiling, integrated pot lights, and automatic blinds add both style and smart convenience.The open-concept dining area easily accommodates a 12-foot table and features a custom light fixture and wet bar area with a built-in bar fridge perfect for hosting. The adjoining sunken living room is warm and inviting, with a cozy wood-paneled ceiling, wall feature, and views of the stunning backyard. Upstairs, retreat to the luxurious primary suite, featuring 14-foot cathedral ceilings, a walk-in closet, and a spa-like ensuite with heated floors, a double vanity, double shower, and private toilet. Down the hall are three additional bedrooms, a 4-piece bathroom, and a second-floor laundry room for everyday convenience.The finished basement offers new carpeting and is the perfect space for a home gym, or playroom. Step outside into your private backyard oasis, complete with a partially covered deck, retractable sunshade, hot tub, and beautiful landscaping- perfect for relaxing or entertaining guests. Additional highlights include: A large covered front porch, double concrete driveway, new windows throughout, durable laminate flooring, and central vac. Located only minutes away from the new battery plant and offering convenient access to Highway 401 and London, this property perfectly combines serene living with contemporary convenience. It's a must see!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,178
Land Transfer Tax Fee
$17,475

Rental Items

Rental Equipment
Hot water tank

Basement Type
Finished

Interior Features

Laundry Level
Upper Level
Interior Extras
Air Exchanger, Auto Garage Door Remote, Bar Fridge, Central Vacuum, Garburator
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Hot Tub, Landscaped, Privacy
Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick, Hardboard
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
61.80 ft
Lot Depth
222.67 ft
Lot Size
0.36

Inclusions

Inclusions
48" fridge, 48" stove, dishwasher, microwave, bar fridge, hot tub, automatic blinds, California shutters, Washer, Dryer

Exclusions

Exclusions
Metal privacy screens on front porch, upper and lower cabinets in basement craft room.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
6
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bedroom 4—
    Second level
  • Laundry—
    Second level

Washrooms

  • 4-piece, Second
  • 2-piece, Main

Municipality
Central Elgin
Neighbourhood
Rural Central Elgin
Main cross streets
Talbot St.
Directions
Elm St to Centennial Ave. Home is on the East Side of Centennial just south of Talbot St.

MLS® number
X12439171
Data source
Toronto Regional Real Estate Board
Status change
2026-01-05
Listed on
2025-10-02
Days on market
95 days
Possession type
Flexible
Co-op commission
2% plus hst
Seller
Listed by
ELGIN REALTY LIMITED

Home Market Value

Current home valuation for 120 Centennial Avenue, Central Elgin, Rural Central Elgin, Central Elgin, ON. Listed for $1,050,000

HOMEH Estimate

?

$1,439,796

Estimated Sales Range

?

$1,007,857 - $1,871,735

HOMEH Estimate for 120 Centennial Avenue, Central Elgin, Rural Central Elgin

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,439,796Low confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Central Elgin, ON
Minimum Down Payment Required:7.6%

5% on first $500K + 10% on $550,000 over $500K

Minimum down payment

$80,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$38,766$29,295$24,990$0
=Total mortgage
$1,007,916$974,295$917,490$840,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,921monthly$4,757monthly$4,480monthly$4,101monthly
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Land Transfer Tax

Provincial

$17,475

Total Land Transfer Tax

$17,475

Around this home

0/100Almost All Errands Require a Car
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