
120 Centennial Avenue
Central Elgin (Rural Central Elgin), ON N5R 5B2
- 4Bedrooms
- 3Bathrooms
- 2Garage
- 2500–3000Sq Ft
- $6,178Tax
- 62×223 ftLot Size
- Estimated Value:$1,439,796See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 120 Centennial Avenue, Central Elgin, Rural Central Elgin
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-02 | 2026-01-05 | Login to See Prices | Sold | x12439171 |
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About 120 Centennial Avenue, Central Elgin, Rural Central Elgin
Welcome to 120 Centennial Ave - a newly renovated 2,500 sq. ft. home situated on a large lot in the desirable east end of St. Thomas. Step into the inviting front foyer, past a stylish 2-piece bathroom, and into a dream kitchen designed for both cooking and entertaining. At its center is a stunning granite waterfall island that invites conversation and connection. You'll also find a 48-inch, 6-burner gas stove, 48-inch Décor fridge, built-in microwave, panel-ready dishwasher, and ample custom cabinetry. The coffered ceiling, integrated pot lights, and automatic blinds add both style and smart convenience.The open-concept dining area easily accommodates a 12-foot table and features a custom light fixture and wet bar area with a built-in bar fridge perfect for hosting. The adjoining sunken living room is warm and inviting, with a cozy wood-paneled ceiling, wall feature, and views of the stunning backyard. Upstairs, retreat to the luxurious primary suite, featuring 14-foot cathedral ceilings, a walk-in closet, and a spa-like ensuite with heated floors, a double vanity, double shower, and private toilet. Down the hall are three additional bedrooms, a 4-piece bathroom, and a second-floor laundry room for everyday convenience.The finished basement offers new carpeting and is the perfect space for a home gym, or playroom. Step outside into your private backyard oasis, complete with a partially covered deck, retractable sunshade, hot tub, and beautiful landscaping- perfect for relaxing or entertaining guests. Additional highlights include: A large covered front porch, double concrete driveway, new windows throughout, durable laminate flooring, and central vac. Located only minutes away from the new battery plant and offering convenient access to Highway 401 and London, this property perfectly combines serene living with contemporary convenience. It's a must see!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,178
- Land Transfer Tax Fee
- $17,475
Rental Items
- Rental Equipment
- Hot water tank
- Basement Type
- Finished
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Air Exchanger, Auto Garage Door Remote, Bar Fridge, Central Vacuum, Garburator
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Hot Tub, Landscaped, Privacy
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick, Hardboard
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 61.80 ft
- Lot Depth
- 222.67 ft
- Lot Size
- 0.36
Inclusions
- Inclusions
- 48" fridge, 48" stove, dishwasher, microwave, bar fridge, hot tub, automatic blinds, California shutters, Washer, Dryer
Exclusions
- Exclusions
- Metal privacy screens on front porch, upper and lower cabinets in basement craft room.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Dining Room—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bedroom 4—Second level
- Laundry—Second level
Washrooms
- 4-piece, Second
- 2-piece, Main
- Municipality
- Central Elgin
- Neighbourhood
- Rural Central Elgin
- Main cross streets
- Talbot St.
- Directions
- Elm St to Centennial Ave. Home is on the East Side of Centennial just south of Talbot St.
- MLS® number
- X12439171
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-01-05
- Listed on
- 2025-10-02
- Days on market
- 95 days
- Possession type
- Flexible
- Co-op commission
- 2% plus hst
- Seller
- Listed by
- ELGIN REALTY LIMITED
Home Market Value
Current home valuation for 120 Centennial Avenue, Central Elgin, Rural Central Elgin, Central Elgin, ON. Listed for $1,050,000
HOMEH Estimate
$1,439,796
Estimated Sales Range
$1,007,857 - $1,871,735
HOMEH Estimate for 120 Centennial Avenue, Central Elgin, Rural Central Elgin
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $550,000 over $500K
$80,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $38,766 | $29,295 | $24,990 | $0 |
=Total mortgage | $1,007,916 | $974,295 | $917,490 | $840,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,921monthly | $4,757monthly | $4,480monthly | $4,101monthly |
Land Transfer Tax
$17,475
$17,475
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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