Listed for:Listed 16 days ago
$549,000

280 Charlotte Street

Central Elgin (Port Stanley), ON N5L 1A8

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 280 Charlotte Street, Central Elgin, Port Stanley

No listing history available

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About 280 Charlotte Street, Central Elgin, Port Stanley

Summarized Description

  • Located steps from Little Beach and Main Beach.
  • Fully finished basement with cozy family room.
  • Updated roof, windows, and doors for modern living.
  • Fully fenced backyard perfect for entertaining.
  • Three spacious bedrooms and two full washrooms.
  • Close to charming boutiques and local shops.
  • Ideal for families, retirees, or investment opportunities.
  • Experience lakeside living in a desirable community.

Location is everything, this property truly delivers. Situated on a quiet street just steps from Little Beach and only a short walk to Port Stanley's Main Beach, you'll have easy access to one of Ontario's most beloved beach communities. This well-maintained, year-round brick home, the ideal blend of comfort, convenience, and coastal charm. Featuring 3 spacious bedrooms and 2 full washrooms and a fully finished basement with a cozy family room adorned with a fireplace. This inviting home provides plenty of space for families, retirees. The home has had many updates newer roof, All the windows and doors replaced, in 2026 the attic was insulated up to current code. The fully fenced backyard is perfect for entertaining, gardening, or simply unwinding in your own peaceful outdoor oasis. Stroll to the village's charming boutiques, local shops, and inviting restaurants, or pick up your everyday essentials at Foodland, conveniently located just down the road. Whether you're searching for a full-time residence, a weekend escape, or an investment opportunity, this exceptional property offers the best of lakeside living in one of Southwestern Ontario's most desirable communities. Don't miss your chance to own a piece of Port Stanley-where every day feels like a vacation!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,569
Land Transfer Tax Fee
$7,455

Basement Type
Finished

Interior Features

Interior Extras
Water Heater, Storage, Primary Bedroom - Main Floor
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
44.00 ft
Lot Depth
132.74 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, washer, Dryer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Yes

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Ground level
  • Bedroom—
    Ground level
  • Bedroom—
    Ground level
  • Living Room—
    Ground level
  • Bedroom—
    Basement level
  • Recreation—
    Basement level

Washrooms

  • 4-piece
  • 3-piece

Municipality
Central Elgin
Neighbourhood
Port Stanley
Main cross streets
#4 Colborne St & Bridge St
Zoning
R1
Directions
Drive in to Port Stanley on #4 Colborne St. Before Bridge St Charlotte will be on your left.

MLS® number
X13854864
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-02
Updated on
2026-10-08
Days on market
16 days
Possession type
Immediate
Co-op commission
2%
Seller
Listed by
SUTTON GROUP - SELECT REALTY

Home Market Value

Current home valuation for 280 Charlotte Street, Central Elgin, Port Stanley, Central Elgin, ON. Listed for $549,000

HOMEH Estimate

?

$567,921

Estimated Sales Range

?

$448,658 - $687,184

HOMEH Estimate for 280 Charlotte Street, Central Elgin, Port Stanley

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$567,921Medium confidence
Based on 9 comparable properties
− $18,921 (3%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Central Elgin, ON
Minimum Down Payment Required:5.4%

5% on first $500K + 10% on $49,000 over $500K

Minimum down payment

$29,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,752$15,317$13,066$0
=Total mortgage
$539,557$509,417$479,716$439,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,634monthly$2,487monthly$2,342monthly$2,144monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,455

Total Land Transfer Tax

$7,455

Around this home

1/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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6.7 /10

Port Stanley

Public·elementary·1.1km

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