Listed for:Listed Aug 5, 2026
$499,900

345 Smith Street

Central Elgin (Port Stanley), ON N5L 1C6

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 345 Smith Street, Central Elgin, Port Stanley

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 345 Smith Street, Central Elgin, Port Stanley

Summarized Description

  • Charming 3 bedroom home on a quiet street
  • Private oversized rear deck for entertaining
  • Professionally waterproofed basement for dry storage
  • Mechanical upgrades including furnace and A/C
  • Move-in ready for immediate occupancy
  • Short walk to beach and downtown amenities
  • Perfect for enjoying Port Stanley's lifestyle

Discover your own private hideaway nestled on a quiet, dead-end street. This charming 3 bedroom home offers a spacious family room with patio doors to access to a private oversized rear deck, perfect for entertaining or quiet morning coffee surrounded by nature. Come with mechanical upgrade including furnace, A/C, metal roof and owned hot water tank. The basement has been professionally water proofed offering dry storage space. Located just a short leisurely walk to the beach, local Theatre and downtown dining. This home is vacant and move-in ready. Move in now and enjoy Port Stanley's lifestyle. OPEN HOUSE SATURDAY< OCTOBER 3, 1 to 3 pm

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,678
Land Transfer Tax Fee
$6,473

Rental Items

Under Contract
None

Basement Type
Full, Unfinished

Interior Features

Interior Extras
Sump Pump
View
Trees/Woods
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Other
Elevator
No

Exterior Features

Exterior Extras
Deck, Privacy, Year Round Living
Pool
None
Property Features
Beach, Golf, Library, Marina, Park, School

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding
Roof
Metal
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
117.00 ft
Lot Depth
66.00 ft

Inclusions

Inclusions
Fridge, stove, fans

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Main level
  • Bedroom—
    Main level
  • Primary Bedroom—
    Main level
  • Great Room—
    Main level

Washrooms

  • 4-piece, Main

Municipality
Central Elgin
Neighbourhood
Port Stanley
Main cross streets
SYDENHAM ST
Zoning
R1
Directions
GEORGE ST, LEFT TO SYDENHAM STREET LEFT ON SMITH STREET

MLS® number
X13646834
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-05
Updated on
2026-09-30
Days on market
75 days
Possession type
Immediate
Co-op commission
2%+HST
Seller
Listed by
RE/MAX CENTRE CITY REALTY INC.

Home Market Value

Current home valuation for 345 Smith Street, Central Elgin, Port Stanley, Central Elgin, ON. Listed for $499,900

HOMEH Estimate

?

$401,923

Estimated Sales Range

?

$317,519 - $495,552

HOMEH Estimate for 345 Smith Street, Central Elgin, Port Stanley

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$401,923Medium confidence
Based on 7 comparable properties
+ $97,977 (24%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Central Elgin, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,996$13,947$11,898$0
=Total mortgage
$493,901$463,857$436,813$399,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,411monthly$2,265monthly$2,133monthly$1,953monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,473

Total Land Transfer Tax

$6,473

Around this home

1/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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6.7 /10

Port Stanley

Public·elementary·1.3km

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