Listed for:Listed Aug 5, 2026
$449,000

244 West Street

Central Elgin (Belmont), ON N0L 1B0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 244 West Street, Central Elgin, Belmont

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 244 West Street, Central Elgin, Belmont

Summarized Description

  • Charming move-in ready bungalow in Belmont.
  • Updated bathroom and new windows enhance value.
  • Durable steel roof and new furnace installed.
  • Spacious lot ideal for gardening and entertaining.
  • Includes single detached garage and storage shed.
  • Walking distance to schools and amenities.
  • Convenient access to Highway 401 and London.

Welcome home to this charming, move-in ready bungalow in the heart of the growing community of Belmont! Perfect for first-time buyers, downsizers, or anyone looking for a beautifully updated home, this 2-bedroom, 1-bath gem is packed with value and peace of mind.Enjoy numerous major upgrades, including new windows (2016), an updated bathroom (2018), a durable steel roof (2020), furnace and central air (2020), and an owned hot water tank-making this home as practical as it is inviting.Step outside to a spacious lot with plenty of room to garden, entertain, or simply relax. The property also features a single detached garage plus an additional storage shed for all your tools and outdoor equipment.The home comes complete with all major appliances, including the fridge, stove, dishwasher, washer, and dryer, making your move even easier.Location is everything! You'll love being within walking distance of the new school, grocery store, parks, and everyday amenities, while enjoying the welcoming small-town atmosphere Belmont is known for. Minutes to Highway 401, London, and St. Thomas, this home offers the perfect blend of small-town charm and commuter convenience. With its ideal combination of updates, location, and value, this is an opportunity you won't want to miss!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,283
Land Transfer Tax Fee
$5,455

Rental Items

Rental Equipment
N/A

Basement Type
Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Floor Drain, Primary Bedroom - Main Floor, Water Heater Owned
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Year Round Living
Pool
None
Property Features
Golf, Library, Park, Place Of Worship, Rec./Commun.Centre, School

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
100+

Construction

Exterior Finish
Stone
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
66.00 ft
Lot Depth
165.00 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer & Dryer

Exclusions

Exclusions
N/A

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
3
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Other
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
2
Washrooms
1
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Utility Room—
    Basement level
  • Bedroom—
    Main level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Laundry—
    Main level
  • Primary Bedroom—
    Main level

Washrooms

  • 4-piece, Main

Municipality
Central Elgin
Neighbourhood
Belmont
Main cross streets
Belmont Road
Directions
Belmont Road to West Street.

MLS® number
X13641044
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-05
Updated on
2026-10-26
Days on market
83 days
Possession date
2026-08-28
Possession type
Flexible
Co-op commission
2% plus HST
Seller
Listed by
ROYAL LEPAGE TRILAND REALTY

Home Market Value

Current home valuation for 244 West Street, Central Elgin, Belmont, Central Elgin, ON. Listed for $449,000

HOMEH Estimate

?

$419,241

Estimated Sales Range

?

$251,545 - $586,937

HOMEH Estimate for 244 West Street, Central Elgin, Belmont

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$419,241Low confidence
Based on 3 comparable properties
+ $29,759 (7%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Central Elgin, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,450

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$17,062$12,527$10,686$0
=Total mortgage
$443,612$416,627$392,336$359,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,166monthly$2,034monthly$1,916monthly$1,754monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,455

Total Land Transfer Tax

$5,455

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