Listed for:Listed Sep 14, 2026
$1,125,000

1984 Bay Road

Champlain (Champlain Twp), ON K0B 1K0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 1984 Bay Road, Champlain, Champlain Twp

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1984 Bay Road, Champlain, Champlain Twp

Summarized Description

  • Stunning waterfront home built in 2020.
  • Unobstructed views of Ottawa River and mountains.
  • Open-concept design with modern finishes.
  • Fully finished walkout basement with two bedrooms.
  • Large covered deck for outdoor living.
  • Built-in playground in the backyard.
  • Two separate garages for ample storage.
  • Move-in ready with contemporary architecture.

Welcome to your private WATERFRONT retreat. Built in 2020, this stunning riverfront home blends contemporary architecture with everyday comfort, offering unobstructed, ever-changing views of the Ottawa River and the Laurentian Mountains from nearly every room. Step inside to a bright, open-concept main floor designed for effortless living and entertaining - soaring sightlines, clean modern finishes, and walls of glass that frame the water like a living painting. The large covered deck extends your living space outdoors, perfect for morning coffee or evening sunsets. Downstairs, the fully finished walkout basement offers two additional bedrooms, each with patio doors opening directly onto the ground-floor terrace - ideal for guests, extended family, all just steps from the water's edge.Families will love the built-in playground right in the backyard, boating, fishing, sailing, kayak, ice fish, skate, snowshoe, snowmobile; while inside comfort is taken care of year-round with natural gas forced-air heating and central air conditioning.This property offers two separate garages - one attached off the driveway, and a second attached garage in the backyard, ready to store your toys or be transformed into a studio, home gym, or the ultimate man cave / lady cave.This is more than a house - it's a lifestyle. Waterfront. Modern. Move-in ready. Homes like this on the Ottawa River don't come up often - book your private showing today.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,919
Land Transfer Tax Fee
$18,975

Rental Items

Rental Equipment
NONE

Basement Type
Walk-Out, Finished with Walk-Out

Interior Features

Interior Extras
Air Exchanger, Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned, Water Treatment
View
Bay, Clear, Hills, River, Water
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
Salt
Property Features
Clear View, River/Stream

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Stone, Hardboard
Roof
Membrane
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
75.41 ft
Lot Depth
417.07 ft

Inclusions

Inclusions
DISHWASHER, POOL AND ACCESSORIES, GARAGE DOOR REMOTE

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
6
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
Yes
Hydro
Yes

Bedrooms
1 + 2
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Primary Bedroom—
    Main level
  • Living Room—
    Main level
  • Bedroom 2—
    Ground level, Walk-Out
  • Bathroom—
    Main level, 5 Pc Ensuite
  • Bedroom 3—
    Ground level, Walk-Out
  • Other—
    Ground level, W/O To Garage
  • Bathroom—
    Ground level, 3 Pc Bath
  • Powder Room—
    Main level, Laundry Sink, Combined w/Laundry
  • Utility Room—
    Ground level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Recreation—
    Ground level
  • Other—
    Main level, W/O To Garage, Access To Garage

Washrooms

  • 5-piece, Main
  • 2-piece, Main
  • 3-piece, Lower

Municipality
Champlain
Neighbourhood
Champlain Twp
Main cross streets
JOHN
Zoning
RWF
Directions
FROM THE HWY 17 TURN ONTO LONGUEUIL TAKE JOHN ON YOUR LEFT HEAD TO BAY OR JOHN ST AND HEAD STRAIGHT TO BAY
Waterfront
Direct

MLS® number
X13778398
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-14
Updated on
2026-09-28
Days on market
31 days
Possession type
Flexible
Co-op commission
2
Seller
Listed by
ROYAL LEPAGE PERFORMANCE REALTY

Home Market Value

Current home valuation for 1984 Bay Road, Champlain, Champlain Twp, Champlain, ON. Listed for $1,125,000

HOMEH Estimate

?

$1,039,245

Estimated Sales Range

?

$623,547 - $1,454,943

HOMEH Estimate for 1984 Bay Road, Champlain, Champlain Twp

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,039,245Low confidence
Based on 5 comparable properties
+ $85,755 (8%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Champlain, ON
Minimum Down Payment Required:7.8%

5% on first $500K + 10% on $625,000 over $500K

Minimum down payment

$87,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$41,490$31,388$26,775$0
=Total mortgage
$1,078,740$1,043,888$983,025$900,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,267monthly$5,097monthly$4,800monthly$4,394monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$18,975

Total Land Transfer Tax

$18,975

Around this home

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