
109 Elgin Street
Clarington (Bowmanville), ON L1C 3E6
- 1+2Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $4,354Tax
- 68×149 ftLot Size
- Estimated Value:$669,500See Free Estimate Report

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About 109 Elgin Street, Clarington, Bowmanville
Summarized Description
- Fully renovated bungalow in downtown Bowmanville
- Open concept living and dining areas
- Updated kitchen with quartz countertops
- Finished basement with separate entrance
- Double closets in primary bedroom
- Garage/workshop added for convenience
- Close to shops, restaurants, and transit
- Move-in ready with modern upgrades
A fully renovated bungalow in downtown Bowmanville, offering the kind of single-level living that appeals to downsizers, first-time buyers, and anyone looking to simplify without giving up space or style. The main floor is open concept, with the living and dining rooms flowing into one another to create a bright, easy layout for everyday living or entertaining. The kitchen has been fully updated with quartz countertops, a Jenn-Air downdraft stove, and a built-in wine rack - a functional, well-finished space for anyone who spends real time cooking. The primary bedroom includes double closets, giving both storage and flexibility that older bungalows in this price range don't always offer. A separate entrance leads down to a finished basement, where large windows bring in far more natural light than the typical lower level. Whether the space is used as a rec room, a home office, guest quarters, or an in-law suite, the separate access adds real versatility to how the home can be used. The garage/workshop is a great addition to this home only one year old. Located in the heart of Bowmanville, the property is within easy reach of the downtown core's shops, restaurants, with quick access to Highway 401 and GO Transit for commuters heading toward Oshawa or Toronto. It's a well-cared-for home in an established, walkable part of town - updated where it counts, and ready to move into.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,354
- Land Transfer Tax Fee
- $9,853
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Finished, Separate Entrance
Interior Features
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Unknown
- Special Designation
- Unknown
Lot
- Lot Front
- 67.60 ft
- Lot Depth
- 149.16 ft
Inclusions
- Inclusions
- Fridge, Stove, Built In dishwasher, washer, dryer, All Elf's.
Exclusions
- Exclusions
- All Window Coverings that belong to Stagers
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 1 + 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level, Picture Window, Laminate, Open Concept
- Primary Bedroom—Main level, Double Closet, Laminate
- Kitchen—Main level, Centre Island, Updated, Stainless Steel Appl
- Bedroom 3—Basement level, Broadloom, Above Grade Window
- Dining Room—Main level, Laminate, Open Concept
- Recreation—Basement level, Above Grade Window, Broadloom
- Bedroom 2—Basement level, Broadloom, Above Grade Window
Washrooms
- 4-piece, Main
- 4-piece, Basement
- Municipality
- Clarington
- Neighbourhood
- Bowmanville
- Main cross streets
- Concession St W and Elgin St
- Directions
- Concession St W and Elgin St
- MLS® number
- E13767258
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-26
- Listed on
- 2026-09-10
- Days on market
- 16 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- RE/MAX ROUGE RIVER REALTY LTD.
Home Market Value
Current home valuation for 109 Elgin Street, Clarington, Bowmanville, Clarington, ON. Listed for $668,900
HOMEH Estimate
$669,500
Estimated Sales Range
$528,905 - $810,095
HOMEH Estimate for 109 Elgin Street, Clarington, Bowmanville
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $168,900 over $500K
$41,890
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $25,070 | $18,662 | $15,920 | $0 |
=Total mortgage | $651,829 | $620,672 | $584,485 | $535,120 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,183monthly | $3,030monthly | $2,854monthly | $2,613monthly |
Land Transfer Tax
$9,853
$9,853
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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