Listed for:Listed 25 days ago
$695,000

40 Niagara Trail

Clarington (Newcastle), ON L1B 1L6

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 40 Niagara Trail, Clarington, Newcastle

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 40 Niagara Trail, Clarington, Newcastle

Summarized Description

  • Located in Wilmot Creek adult lifestyle community
  • 2-bedroom, 2-bathroom bungalow with modern updates
  • Bright open concept living area for entertaining
  • Includes gazebo and hot tub for relaxation
  • Convenient garage access and parking for three vehicles
  • Access to various resort-style amenities
  • Low-maintenance living near Lake Ontario

Welcome to Wilmot Creek and life by the lake! Nestled along the shores of Lake Ontario, this sought-after adult lifestyle community of Wilmot Creek offers comfortable, low-maintenance living in a vibrant community setting. This 2-bedroom, 2-bathroom bungalow features updated windows, vinyl flooring and modern bathrooms. Step inside to a bright and spacious open concept living area, thoughtfully designed for both everyday comfort and entertaining. A separate laundry room and pantry with garage access adds everyday functionality, while the crawl space provides additional storage. Outside, you can relax or entertain in your gazebo and hot tub this summer. Plus, the enclosed front porch, garage and parking for three vehicles offers everyday convenience. Residents enjoy driveway and road snow removal, along with access to resort-style amenities including a 9-hole golf course, recreation centre, tennis and pickleball courts, lawn bowling, horseshoes, pools, gym, sauna, and more.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,464
Land Transfer Tax Fee
$10,375

Rental Items

Rental Equipment
Furnace ($99.50/mo) and heat pump ($99.50/mo) with Enercare.

Basement Type
Crawl Space

Interior Features

Interior Extras
Auto Garage Door Remote, Primary Bedroom - Main Floor
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Vinyl Siding
Roof
Shingles
Foundation Details
Unknown
Special Designation
Landlease

Inclusions

Inclusions
All appliances (fridge, stove, dishwasher, B/I microwave) washer/dryer unit, all electrical light fixtures, all window coverings, gazebo, hot tub, built-in bunk bed in bedroom, shed, garage door opener and remote.

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Kitchen—
    Main level, Stainless Steel Appl, Window, Vinyl Floor
  • Living Room—
    Main level, Combined w/Dining, Vinyl Floor, Sliding Doors
  • Dining Room—
    Main level, Combined w/Living, Vinyl Floor
  • Bedroom—
    Main level, Vinyl Floor, Window, Closet
  • Primary Bedroom—
    Main level, 3 Pc Ensuite, Vinyl Floor, Double Closet

Washrooms

  • 3-piece, Main

Municipality
Clarington
Neighbourhood
Newcastle
Main cross streets
Niagara Tr / Wilmot Tr
Directions
Wilmot Creek Community

MLS® number
E13812796
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-22
Updated on
2026-09-24
Days on market
25 days
Possession date
2026-12-01
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
ROYAL LEPAGE FRANK REAL ESTATE

Home Market Value

Current home valuation for 40 Niagara Trail, Clarington, Newcastle, Clarington, ON. Listed for $695,000

HOMEH Estimate

?

$673,128

Estimated Sales Range

?

$531,771 - $814,485

HOMEH Estimate for 40 Niagara Trail, Clarington, Newcastle

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$673,128Medium confidence
Based on 14 comparable properties
+ $21,872 (3%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Clarington, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $195,000 over $500K

Minimum down payment

$44,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$25,993$19,391$16,541$0
=Total mortgage
$675,818$644,891$607,291$556,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,300monthly$3,149monthly$2,965monthly$2,715monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$10,375

Total Land Transfer Tax

$10,375

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