
191 James Street E
Cobourg, ON K9A 1H5
- 2+1Bedrooms
- 2Bathrooms
- 3Garage
- 1100–1500Sq Ft
- $4,230Tax
- 65×82 ftLot Size
- Estimated Value:$527,158See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 191 James Street E, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-02-26 | 2025-03-14 | Login to See Prices | Sold | x11989444 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 191 James Street E, Cobourg
This charming 1,100 sq. ft. bungalow is full of character and good energy! Nestled in the heart of the downtown core, it offers an unbeatable walkable location -- just steps from cafes, shops, the beach, and schools. Inside, fresh updates enhance its appeal, including new wood flooring throughout, fresh paint, and stylish new light fixtures. The kitchen is an inviting space to gather and create, while the recently renovated bathroom adds a modern touch. Thoughtfully updated, this 2+1 bedroom, 2-bath home delivers style and functionality in a compact yet spacious layout. The open-concept living and dining area is bathed in natural light, featuring newer floors, fixtures, and paint, complemented by original crown moulding and arched doorways. The primary bedroom is generously sized (previously two bedrooms combined), offering double closets and a walkout. The second bedroom is perfect for a child's room or guest space. Downstairs, the fully finished lower level provides extra flexibility with a bright, open-concept living/office area, plus a bonus bedroom and a sleek new bathroom -- ideal for guests or a growing family. Step outside to the private backyard, where lush cedar shrubs provide a serene backdrop for the back deck, complemented by a spacious grassy area -- ideal for relaxing or entertaining. With its prime location, great vibes, private outdoor space, and versatile living areas, this home is a rare gem for those who want to enjoy the best of downtown living in style! **UPDATES**: (2021) Hardwood floor + closets & interior doors throughout main level (2020) Furnace, hot water tank, HVAC, driveway (2019) Fully waterproofed exterior + weeping tile and sump pump installed, deck, fence, basement windows (2018) Water main line from street into house **Hydro: approx $190/month + Gas: approx $150/month**
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,230
- Land Transfer Tax Fee
- $10,473
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free, Water Heater Owned
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Fenced Yard, Beach, Hospital, Park, Marina, Golf
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 65.00 ft
- Lot Depth
- 82.00 ft
Inclusions
- Inclusions
- All appliances (washer, dryer, fridge, stove, microwave) and shed
Exclusions
- Exclusions
- Stager's items, drapery, TVs
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 3
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Primary Bedroom—Main level
- Bedroom 2—Main level
- Utility Room—Lower level
- Bedroom—Lower level
- Bathroom—Lower level, Combined w/Laundry
- Bathroom—Main level
- Recreation—Lower level
- Family Room—Lower level
- Furnace Room—Lower level
Washrooms
- 4-piece, Main
- 3-piece, Lower
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Walton St
- Directions
- S on Division St, left onto James St E to 191
- Waterfront
- None
- MLS® number
- X11989444
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-03-14
- Listed on
- 2025-02-26
- Days on market
- 16 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- ROYAL LEPAGE PROALLIANCE REALTY
Home Market Value
Current home valuation for 191 James Street E, Cobourg, Cobourg, ON. Listed for $699,900
HOMEH Estimate
$527,158
Estimated Sales Range
$416,455 - $637,861
HOMEH Estimate for 191 James Street E, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $199,900 over $500K
$44,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,176 | $19,527 | $16,658 | $0 |
=Total mortgage | $680,582 | $649,437 | $611,573 | $559,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,323monthly | $3,171monthly | $2,986monthly | $2,734monthly |
Land Transfer Tax
$10,473
$10,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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