Sold for:Sold Mar 14, 2025
$829,900

491 Joseph Gale Street

Cobourg, ON K9A 3N3

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 491 Joseph Gale Street, Cobourg

2025-02-26
2025-03-14
Sold
Price
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MLS#
x11989046

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 491 Joseph Gale Street, Cobourg

Welcome to your dream home! This stunning bungalow, built in 2022, sits on a corner lot in the East Village, offering a perfect blend of modern elegance and comfort. Windows on east-south-west side allows natural light to flood the living areas. The immaculate dining room is especially bright, with sunlight streaming through California shutters.The main floor boasts beautiful hardwood flooring throughout, complemented by pot lights in every room. The open-concept kitchen is a standout, featuring stainless steel appliances,an induction stove,a gorgeous backsplash, and striking quartz countertop withwaterfall island on one end. The bedrooms and foyer are equipped with custom wardrobes, providing excellent storage. The bathrooms are serene retreats with heated floors and floating sinks, plus both a bathtub and standing shower for ultimate convenience.Approximately $90k spent on builder upgrades, with an additional $30k invested in fine details. This home is perfect for retirees seeking one-level living or a young family. The unspoiled basement features five large windows and a high ceiling, making it an ideal space for customization into a cozy family room,home office, entertainment hub or gym. This prime location is just steps from an elementary school, with French immersion and a high school within a quick 1-2 minute drive. Cobourgs charming downtown, with its quaint shops and lively cafes, grocery stores, hospital is nearby. Outdoor enthusiasts will love being just a short bike ride from the beach and surrounded by parks. This home shows true pride of ownership, with every detail thoughtfully attended to, from the 1.5-car insulated garage with a silent opener to the recently built composite deck (2024)and fully fenced yard.With 2 bedrooms, 2 full bathrooms, and a design that prioritizes both comfort and style, this home is ready for its new owners to enjoy a life of tranquility and modern luxury. Dont miss your chance to make this beautiful bungalow your own!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,343
Land Transfer Tax Fee
$13,073

Rental Items

Rental Equipment
On Demand Hot Water Tank- $ 53.25/ Monthly
Under Contract
Tankless Water Heater

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote, ERV/HRV, On Demand Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Lighting, Deck
Pool
None
Property Features
School, Park, Beach, Hospital, Place Of Worship, Library

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
0-5

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
47.80 ft
Lot Depth
124.00 ft

Inclusions

Inclusions
Stove, Fridge, Dishwasher, Microwave, Washer, Dryer, All Electronic Light Fixtures, Blinds/Window Coverings, Shelving in Laundry Room

Exclusions

Exclusions
BBQ, All staging Items & Personal items

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Foyer—
    Main level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Bedroom 2—
    Main level
  • Bathroom—
    Main level
  • Bathroom—
    Main level
  • Bathroom—
    Main level

Washrooms

  • 4-piece, Main
  • 3-piece, Main

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
William Harper & Joseph Gale St.
Directions
North On Highway 2 onto William Harper and Left on Joseph Gale St.
Waterfront
None

MLS® number
X11989046
Data source
Toronto Regional Real Estate Board
Status change
2025-03-14
Listed on
2025-02-26
Days on market
16 days
Possession date
2025-04-29
Possession type
Flexible
Co-op commission
2%+HST
Seller
Listed by
OUR NEIGHBOURHOOD REALTY INC.

Home Market Value

Current home valuation for 491 Joseph Gale Street, Cobourg, Cobourg, ON. Listed for $829,900

HOMEH Estimate

?

$683,585

Estimated Sales Range

?

$540,032 - $827,138

HOMEH Estimate for 491 Joseph Gale Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$683,585Medium confidence
Based on 10 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:7.0%

5% on first $500K + 10% on $329,900 over $500K

Minimum down payment

$57,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$30,872$23,154$19,752$0
=Total mortgage
$802,679$770,064$725,167$663,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,919monthly$3,760monthly$3,541monthly$3,242monthly
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Land Transfer Tax

Provincial

$13,073

Total Land Transfer Tax

$13,073

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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5.6 /10

Cobourg

Public·secondary·1.1km

5.2 /10

C R Gummow

Public·elementary·1.3km

4.8 /10

St. Joseph

Private·elementary·2.3km

6.7 /10

St Michael's

Private·elementary·2.4km

7.1 /10

St. Mary

Private·secondary·2.9km

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