
158 Spencer Street E
Cobourg, ON K9A 1C4
- 3Bedrooms
- 2Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $3,522Tax
- 40×162 ftLot Size
- Estimated Value:$718,851See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 158 Spencer Street E, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-04-24 | 2025-05-20 | Login to See Prices | Sold | x12101269 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 158 Spencer Street E, Cobourg
Charming Home in a Sought-After Neighbourhood. Dreaming of a simpler time, when neighbours said hello and a true sense of community? Spencer Street is where that dream comes true! Nestled in one of the most desirable and peaceful family-friendly neighbourhoods. This beautifully maintained property sits on a generous lot and boasts immaculate gardens and mature landscaping that offers both privacy and curb appeal. The well-appointed main floor offers a spacious kitchen and open concept dining and living room flooded with natural light. Upstairs, you'll find three generously sized bedrooms and a full bathroom. The lower level features a cozy rec room and bath. Step outside the patio doors and enjoy the expansive deck area perfect for entertaining, relaxing with a morning coffee, or watching the kids play in the spacious yard. The large lot provides ample space for outdoor activities and future possibilities. Whether hosting summer barbecues on the deck or enjoying quiet evenings in the backyard oasis, this home offers tranquility and convenience. Don't miss the opportunity to own a slice of serenity in a prime location, steps from the park, grocery store, and a short walk to Cobourg's bustling downtown and beach!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,522
- Land Transfer Tax Fee
- $9,473
Rental Items
- Rental Equipment
- Hot Water Tank.
- Under Contract
- Hot Water Heater
- Basement Type
- Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Sump Pump
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Privacy, Year Round Living
- Pool
- None
- Property Features
- Fenced Yard, Hospital, Park, Place Of Worship, School, Level
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 40.00 ft
- Lot Depth
- 162.00 ft
- Lot Size
- 0.162
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer (As is), Dishwasher (Not Working), All Window Coverings, All Electrical Light Fixtures, Gazebo, Upper Deck Box, Upper Deck Patio Furniture, Garden Decor, Garden Contents Negotiable.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bathroom—Second level, 4 Pc Bath
- Recreation—Basement level
- Utility Room—Basement level
- Bathroom—Basement level, 2 Pc Bath
Washrooms
- 4-piece, Second
- 2-piece, Basement
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Spencer St E & Walton St
- Zoning
- R3
- Directions
- Division St heading South, Left onto Spencer St E
- Waterfront
- None
- MLS® number
- X12101269
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-05-20
- Listed on
- 2025-04-24
- Days on market
- 26 days
- Possession type
- Other
- Co-op commission
- 2.0% Plus HST
- Seller
- Listed by
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Home Market Value
Current home valuation for 158 Spencer Street E, Cobourg, Cobourg, ON. Listed for $649,900
HOMEH Estimate
$718,851
Estimated Sales Range
$503,196 - $934,506
HOMEH Estimate for 158 Spencer Street E, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $149,900 over $500K
$39,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,384 | $18,132 | $15,468 | $0 |
=Total mortgage | $633,990 | $603,042 | $567,883 | $519,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,095monthly | $2,944monthly | $2,773monthly | $2,539monthly |
Land Transfer Tax
$9,473
$9,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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