
156 Spencer Street E
Cobourg, ON K9A 1C4
- 2+1Bedrooms
- 2Bathrooms
- 3Garage
- 700–1100Sq Ft
- $3,586Tax
- 40×162 ftLot Size
- Estimated Value:$672,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 156 Spencer Street E, Cobourg
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About 156 Spencer Street E, Cobourg
Summarized Description
- Beautifully updated 3-bedroom, 2-bathroom bungalow.
- Extensive renovations for modern living.
- Massive lot with endless possibilities.
- New furnace and electrical system installed.
- Energy-efficient upgrades throughout the home.
- Close proximity to stunning Cobourg Beach.
- Perfect for families and hobbyists.
Discover This Beautifully Updated 3-Bedroom, 2-Bathroom Bungalow, Just A 4-Minute Drive From The Stunning Cobourg Beach. Situated On A Massive Lot, This Property Offers Endless Possibilities, Including Room For A Hockey Rink And A Hobby Shed Equipped With Electrical Service. This Home Has Undergone Extensive Renovations, Ensuring Modern Comforts And Efficiency. Key Features Include: New Furnace & Duct Work: Installed In November 2019, Newly Installed Blow-In Insulation In The Attic For Enhanced Energy Efficiency. A New 200A Service And All-New Electrical System Throughout The House (November 2019), Complete With Interconnected Fire Alarms In Bedrooms, Hallways, And The Furnace Room, All New Plumbing Drains, Vents, And Water Lines To The Water Meter November 2019, A New Front Deck 2020 And A New A/C Unit Installed In June 2024. This Bungalow Blends Modern Living With Ample Outdoor Space, Perfect For Families And Hobbyists Alike. Don't Miss The Opportunity To Make This Beautifully Updated Home Your Own!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,586
- Land Transfer Tax Fee
- $8,975
- Basement Type
- Finished, Separate Entrance
Interior Features
- Interior Extras
- Water Heater
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Beach, Fenced Yard, Hospital, Library, Public Transit
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 39.99 ft
- Lot Depth
- 162.00 ft
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 3
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen—Main level, Stainless Steel Appl, Laminate, Pot Lights
- Dining Room—Main level, Window, Hardwood Floor, Combined w/Living
- Living Room—Main level, Large Window, Pot Lights, Combined w/Dining
- Bedroom 2—Main level, Window, Ceiling Fan(s), Closet
- Bedroom 3—Main level, Hardwood Floor, W/O To Deck, Closet
- Primary Bedroom—Lower level, Window, Pot Lights, Closet
- Recreation—Lower level, Window, Laminate, Pot Lights
Washrooms
- 3-piece, Main
- 4-piece, Basement
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Walton St & Spencer St E
- Directions
- North on Walton St from University Ave E then West on Spencer St E
- MLS® number
- X12713746
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-02-27
- Listed on
- 2026-01-19
- Days on market
- 39 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- DAN PLOWMAN TEAM REALTY INC.
Home Market Value
Current home valuation for 156 Spencer Street E, Cobourg, Cobourg, ON. Listed for $625,000
HOMEH Estimate
$672,000
Estimated Sales Range
$530,880 - $813,120
HOMEH Estimate for 156 Spencer Street E, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $125,000 over $500K
$37,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,500 | $17,438 | $14,875 | $0 |
=Total mortgage | $611,000 | $579,938 | $546,125 | $500,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,983monthly | $2,832monthly | $2,666monthly | $2,441monthly |
Land Transfer Tax
$8,975
$8,975
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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