Sold for:Sold Apr 13, 2026
$499,000

Unit 511, 245 Elgin Street W

Cobourg, ON K9A 5M1

Condo Townhouse SoldNot available
Oxford Court exteriorOxford CourtSee every listing here

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Sale & Price History for Unit 511, 245 Elgin Street W, Cobourg

2026-01-19
2026-04-13
Sold
Price
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MLS#
x12710588
2025-11-17
2026-01-19
Terminated
Price
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2025-09-08
2025-11-17
Terminated
Price
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2025-06-30
2025-09-08
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 511, 245 Elgin Street W, Cobourg

Summarized Description

  • Spacious 3-bedroom, 2-bathroom townhouse condo.
  • Over 1,900 sq ft of multi-level living.
  • Private garage with interior access.
  • Walk-out terrace for outdoor enjoyment.
  • Large primary bedroom with ensuite.
  • Pet-friendly unit in a well-managed community.
  • Close to parks, schools, and waterfront.
  • Opportunity for future basement finishing.

Welcome to Unit #511 - 245 Elgin Street, a beautifully maintained 3-bedroom, 2-bathroom stacked townhouse condo offering over 1,900 sq ft of comfortable, multi-level living in the heart of Cobourg. Built in 1994, this pet-friendly unit combines space, convenience, and lifestyle-all in a well-managed community setting. The main entry leads into a private garage with interior access, plus a driveway parking space. Upstairs, the main living level features a semi-open concept layout with an eat-in kitchen, breakfast nook, and spacious dining and living areas, complete with a walk-out terrace. Two well-sized bedrooms and a full main bathroom offer flexibility for families, guests, or a home office setup. The top floor is a dedicated private retreat featuring a large primary bedroom with double closets, a cozy office or reading nook, and a spacious 5-piece ensuite with a walk-in shower, soaker tub, and large vanity with plenty of storage. The lower-level unfinished basement provides additional space for storage, a workshop, or future finishing. Condo fees include water, parking, building insurance, condo taxes, and all common elements. The condo board is currently working on balcony upgrades, including refreshing or replacing the railings. Located close to parks, schools, shopping, and Cobourg's scenic waterfront, this is a rare opportunity to enjoy the comfort and space of a full-sized home with the ease of condo living.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,380
Land Transfer Tax Fee
$6,455

Condo/Maintenance Fee

Maintenance Fee
$736 /month

Included In Maintenance Fee

  • Water Included
  • Building Insurance Included
  • Parking Included

Rental Items

Rental Equipment
None.

Basement Type
Unfinished

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
Laundry Closet
Laundry Level
Upper Level
Interior Extras
Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
Open

Building

Building Type
Condo Townhouse
Building Style
3-Storey
Building Name
Oxford Court
Approx Age
31-50
Condo Corp Number
92

Construction

Exposure
North
Exterior Finish
Brick, Wood
Roof
Shingles
Foundation Details
Concrete
Special Designation
Unknown

Inclusions

Inclusions
Fridge, stove, dishwasher, fridge in basement.

Exclusions

Exclusions
Washer, dryer, staging items & drapes.

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Type
Owned
Parking Spaces
1
Total Garage And Parking Spaces
2

Lockers

Locker Type
None

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Foyer—
    Main level
  • Kitchen—
    Second level
  • Breakfast—
    Second level
  • Living Room—
    Second level
  • Dining Room—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Primary Bedroom—
    Third level
  • Bathroom—
    Third level, 4 Pc Ensuite

Washrooms

  • 4-piece, Second
  • 4-piece, Third

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Ontario St. and Elgin St. W
Zoning
R5
Directions
From HWY 401, head south on Burnham St. Turn left onto Elgin St. Follow until you reach the property.

MLS® number
X12710588
Data source
Toronto Regional Real Estate Board
Status change
2026-04-13
Listed on
2026-01-19
Days on market
84 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
eXp Realty

Home Market Value

Current home valuation for Unit 511, 245 Elgin Street W, Cobourg, Cobourg, ON. Listed for $499,000

HOMEH Estimate

?

$568,500

Estimated Sales Range

?

$472,834 - $664,166

HOMEH Estimate for Unit 511, 245 Elgin Street W, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$568,500Low confidence
Based on 4 comparable properties
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Cobourg, ON
Minimum Down Payment Required:5.0%

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Minimum down payment

$24,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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%
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+CMHC insurance
$18,962$13,922$11,876$0
=Total mortgage
$493,012$463,022$436,026$399,200
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=Mortgage payment
$2,407monthly$2,261monthly$2,129monthly$1,949monthly
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Land Transfer Tax

Provincial

$6,455

Total Land Transfer Tax

$6,455

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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5.8 /10

Terry Fox

Public·elementary·760m

4.6 /10

Notre Dame

Private·elementary·890m

6.0 /10

Burnham

Public·elementary·1.2km

7.1 /10

St. Mary

Private·secondary·1.4km

6.7 /10

St Michael's

Private·elementary·1.7km

4.8 /10

St. Joseph

Private·elementary·1.7km

5.2 /10

C R Gummow

Public·elementary·2.5km

5.6 /10

Cobourg

Public·secondary·2.9km

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