
Unit 511, 245 Elgin Street W
Cobourg, ON K9A 5M1
Oxford CourtSee every listing here- 3Bedrooms
- 2Bathrooms
- 2Parking
- 1800–1999Sq Ft
- $5,380Tax
- $736/moCondo Fee
- Estimated Value:$568,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for Unit 511, 245 Elgin Street W, Cobourg
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About Unit 511, 245 Elgin Street W, Cobourg
Summarized Description
- Spacious 3-bedroom, 2-bathroom townhouse condo.
- Over 1,900 sq ft of multi-level living.
- Private garage with interior access.
- Walk-out terrace for outdoor enjoyment.
- Large primary bedroom with ensuite.
- Pet-friendly unit in a well-managed community.
- Close to parks, schools, and waterfront.
- Opportunity for future basement finishing.
Welcome to Unit #511 - 245 Elgin Street, a beautifully maintained 3-bedroom, 2-bathroom stacked townhouse condo offering over 1,900 sq ft of comfortable, multi-level living in the heart of Cobourg. Built in 1994, this pet-friendly unit combines space, convenience, and lifestyle-all in a well-managed community setting. The main entry leads into a private garage with interior access, plus a driveway parking space. Upstairs, the main living level features a semi-open concept layout with an eat-in kitchen, breakfast nook, and spacious dining and living areas, complete with a walk-out terrace. Two well-sized bedrooms and a full main bathroom offer flexibility for families, guests, or a home office setup. The top floor is a dedicated private retreat featuring a large primary bedroom with double closets, a cozy office or reading nook, and a spacious 5-piece ensuite with a walk-in shower, soaker tub, and large vanity with plenty of storage. The lower-level unfinished basement provides additional space for storage, a workshop, or future finishing. Condo fees include water, parking, building insurance, condo taxes, and all common elements. The condo board is currently working on balcony upgrades, including refreshing or replacing the railings. Located close to parks, schools, shopping, and Cobourg's scenic waterfront, this is a rare opportunity to enjoy the comfort and space of a full-sized home with the ease of condo living.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,380
- Land Transfer Tax Fee
- $6,455
Condo/Maintenance Fee
- Maintenance Fee
- $736 /month
Included In Maintenance Fee
- Water Included
- Building Insurance Included
- Parking Included
Rental Items
- Rental Equipment
- None.
- Basement Type
- Unfinished
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- Laundry Closet
- Laundry Level
- Upper Level
- Interior Extras
- Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Balcony
- Open
Building
- Building Type
- Condo Townhouse
- Building Style
- 3-Storey
- Building Name
- Oxford Court
- Approx Age
- 31-50
- Condo Corp Number
- 92
Construction
- Exposure
- North
- Exterior Finish
- Brick, Wood
- Roof
- Shingles
- Foundation Details
- Concrete
- Special Designation
- Unknown
Inclusions
- Inclusions
- Fridge, stove, dishwasher, fridge in basement.
Exclusions
- Exclusions
- Washer, dryer, staging items & drapes.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Type
- Owned
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 2
Lockers
- Locker Type
- None
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Foyer—Main level
- Kitchen—Second level
- Breakfast—Second level
- Living Room—Second level
- Dining Room—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bathroom—Second level, 4 Pc Bath
- Primary Bedroom—Third level
- Bathroom—Third level, 4 Pc Ensuite
Washrooms
- 4-piece, Second
- 4-piece, Third
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Ontario St. and Elgin St. W
- Zoning
- R5
- Directions
- From HWY 401, head south on Burnham St. Turn left onto Elgin St. Follow until you reach the property.
- MLS® number
- X12710588
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-04-13
- Listed on
- 2026-01-19
- Days on market
- 84 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for Unit 511, 245 Elgin Street W, Cobourg, Cobourg, ON. Listed for $499,000
HOMEH Estimate
$568,500
Estimated Sales Range
$472,834 - $664,166
HOMEH Estimate for Unit 511, 245 Elgin Street W, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,950
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,962 | $13,922 | $11,876 | $0 |
=Total mortgage | $493,012 | $463,022 | $436,026 | $399,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,407monthly | $2,261monthly | $2,129monthly | $1,949monthly |
Land Transfer Tax
$6,455
$6,455
Around this home
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