348 Elgin Street W
Cobourg, ON K9A 5T6
- 4Bedrooms
- 2Bathrooms
- 0Garage
- 1500–2000Sq Ft
- $3,909Tax
- 59×100 ftLot Size
Estimated Value:$584,762See Free Estimate Report
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About 348 Elgin Street W, Cobourg
Summarized Description
- Charming 4-bedroom home in Cobourg.
- Upgraded kitchen with quartz countertops.
- Open layout ideal for family gatherings.
- Main-floor bedroom for multi-generational living.
- Fenced backyard with deck and garden beds.
- Inviting family room with stone fireplace.
- Versatile layout for guests and functionality.
- Enjoy small-town charm with ample space.
Welcome to 348 Elgin St W, a charming 4-bedroom home in the heart of Cobourg offering character, flexibility, and space for the whole family. The standout family room features warm wood beams, a beautiful stone fireplace, large windows, and an inviting atmosphere perfect for relaxing or gathering. The bright, upgraded kitchen offers a modern feel with quartz countertops, stylish cabinetry, a large centre island, and an open layout that creates a natural hub for everyday living. The main floor also features a versatile formal dining room, plus a convenient main-floor bedroom and an added shower, making the layout ideal for multi-generational living, guests, or anyone seeking extra main-level functionality. Upstairs, you'll find three additional bedrooms and a spacious bathroom. Outside, enjoy a generous fenced backyard with deck space, garden beds, storage shed, and room to entertain, play, or unwind. A great opportunity to enjoy small-town Cobourg charm with a practical family-friendly layout and plenty of room to grow.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,909
- Land Transfer Tax Fee
- $9,075
Rental Items
- Rental Equipment
- HWT $49.76(Tax Included)
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Park, Fenced Yard, Public Transit
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Other
- Foundation Details
- Other
- Special Designation
- Unknown
Lot
- Lot Front
- 59.22 ft
- Lot Depth
- 100.39 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer, all ELFs, Shed in Backyard
Exclusions
- Exclusions
- Curtains and curtain rods
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bathroom—Second level, 4 Pc Bath
- Bedroom—Main level
- Bathroom—Main level, 2 Pc Bath
- Dining Room—Main level, Crown Moulding, Overlooks Frontyard
- Bedroom 2—Second level
- Bedroom 4—Second level
- Bathroom—Main level, Separate Shower
- Bedroom 3—Second level
- Living Room—Main level, Stone Fireplace, Crown Moulding, Large Window
- Kitchen—Main level, Centre Island, Stone Counters, B/I Dishwasher
Washrooms
- 3-piece, Main
- 4-piece, Second
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Elgin St W/ Burnham St
- Directions
- Take Burnham Street South from the 401. Turn left onto Elgin Street West. Continue for a few minutes. The house is on the left side of the road. Additional parking is available in the YMCA parking lot across the street.
- MLS® number
- X13537760
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-08
- Listed on
- 2026-07-08
- Days on market
- 62 days
- Possession type
- Flexible
- Co-op commission
- 2.5
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 348 Elgin Street W, Cobourg, Cobourg, ON. Listed for $629,990
HOMEH Estimate
$584,762
Estimated Sales Range
$461,962 - $707,562
HOMEH Estimate for 348 Elgin Street W, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $129,990 over $500K
$37,999
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,662 | $17,577 | $14,994 | $0 |
=Total mortgage | $615,223 | $584,568 | $550,485 | $503,992 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,004monthly | $2,854monthly | $2,688monthly | $2,461monthly |
Land Transfer Tax
$9,075
$9,075
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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