Sold for:Sold Aug 17, 2026
$645,000

6 Spencer Street S

Edwardsburgh/Cardinal (Edwardsburgh/Cardinal Twp), ON K0E 1X0

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 6 Spencer Street S, Edwardsburgh/Cardinal, Edwardsburgh/Cardinal Twp

2026-05-01
2026-08-17
Sold
Price
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MLS#
x13066776
2025-09-12
2026-04-27
Terminated
Price
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2025-04-11
2025-09-11
Expired
Price
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2025-01-30
2025-04-11
Terminated
Price
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2024-10-15
2025-01-30
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 6 Spencer Street S, Edwardsburgh/Cardinal, Edwardsburgh/Cardinal Twp

Summarized Description

  • Historic stone building with modern upgrades
  • Mixed-use residential and commercial potential
  • Recently renovated with updated kitchen
  • Spacious layout with three bedrooms
  • Outdoor terrace ideal for business
  • Located near Hwy 416 for easy access
  • Flexible zoning for various ventures
  • Untapped potential in attic space

Welcome to 6 Spencer St, a stunning 1837 stone building offering an exceptional mixed-use residential and commercial opportunity in the heart of historic Spencerville. With approximately $230,000 in recent renovations and improvements completed, this beautiful over 3100 sq ft building has been thoughtfully enhanced while preserving its timeless character and charm. The main level offers a spacious inviting layout with two bright, open living areas, a completely updated and modernized kitchen, a powder room, and was most recently operated at a popular cafe-deli, complete with welcoming interior and sunny outdoor terrace-making it ideal for a variety of business ventures including retail, cafe, studio space, professional services or boutique hospitality. The second level provides three generous bedrooms, a kitchenette (which could be an additional bedroom) and full bathroom, offering a potential for a comfortable private living space, staff accommodations, or additional office space. The attic presents further untapped potential for those looking to expand or customize the space. The lower level offers lots of space for storage. Positioned in a fantastic location, this property benefits from steady local traffic and convenient access to Hwy 416, under 20 minutes to Kemptville and less than an hour to Ottawa. Whether you're an entrepreneur looking for a live-work property or an investor seeking flexible zoning, or a buyer drawn to historic character with modern upgrades this property is the perfect spot!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,515
Land Transfer Tax Fee
$9,375

Rental Items

Rental Equipment
HWT & Water Filtration System

Basement Type
Full, Partial Basement

Interior Features

Laundry Level
Lower Level
Interior Extras
Carpet Free, Storage
Security Features
None
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Exterior Extras
Patio
Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Stone
Roof
Metal, Tar and Gravel
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
82.50 ft
Lot Depth
132.36 ft

Inclusions

Inclusions
Built/in 2 Ovens, Cooktop, Refrigerator, Washer, Dryer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
5
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Radiant
Air Conditioning
None
Water
Well
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Foyer—
    Main level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Great Room—
    Main level
  • Family Room—
    Main level
  • Mud Room—
    Main level
  • Primary Bedroom—
    Second level
  • Office—
    Second level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Den—
    Second level
  • Bathroom—
    Second level
  • Powder Room—
    Main level

Washrooms

  • 4-piece, Second
  • 2-piece, Main

Municipality
Edwardsburgh/Cardinal
Neighbourhood
Edwardsburgh/Cardinal Twp
Main cross streets
Spencer and Centre
Zoning
Residential/Commercial
Directions
From Highway 416, take Exit 12 (County Rd 21) west. Follow to stop sign and turn right onto CR 44. Property located on the left side just after bridge.
Waterfront
None

MLS® number
X13066776
Data source
Toronto Regional Real Estate Board
Status change
2026-08-17
Listed on
2026-05-01
Days on market
108 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE TEAM REALTY

Home Market Value

Current home valuation for 6 Spencer Street S, Edwardsburgh/Cardinal, Edwardsburgh/Cardinal Twp, Edwardsburgh/Cardinal, ON. Listed for $645,000

HOMEH Estimate

?

$924,290

Estimated Sales Range

?

$647,003 - $1,201,577

HOMEH Estimate for 6 Spencer Street S, Edwardsburgh/Cardinal, Edwardsburgh/Cardinal Twp

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$924,290Low confidence
Based on 14 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Edwardsburgh/Cardinal, ON
Minimum Down Payment Required:6.1%

5% on first $500K + 10% on $145,000 over $500K

Minimum down payment

$39,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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%
$
%
$
%
$
+CMHC insurance
$24,200$17,996$15,351$0
=Total mortgage
$629,210$598,496$563,601$516,000
Amortization
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%
%
%
Payment frequency
=Mortgage payment
$3,072monthly$2,922monthly$2,752monthly$2,519monthly
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Land Transfer Tax

Provincial

$9,375

Total Land Transfer Tax

$9,375

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