
121 Elgin Street
Hamilton (Waterdown), ON L0R 2H0
- 3+1Bedrooms
- 3Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $6,702Tax
- 75×166 ftLot Size
- Estimated Value:$1,326,823See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 121 Elgin Street, Hamilton, Waterdown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-07 | 2026-05-12 | Login to See Prices | Sold | x13099666 |
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About 121 Elgin Street, Hamilton, Waterdown
Summarized Description
- Cottage-inspired lifestyle in Waterdown.
- Beautifully landscaped with mature trees.
- In-ground pool and hot tub for relaxation.
- Open-concept design with vaulted ceilings.
- Finished lower level with in-law suite potential.
- Quiet location near local amenities.
- Spacious primary bedroom with ensuite bathroom.
- Close to major highways and Aldershot GO station.
A cottage-inspired lifestyle, right in the heart of Waterdown! Skip the long drives to Muskoka for everyday escapes in your own backyard. Surrounded by mature trees and beautifully manicured gardens, enjoy sun-filled summer days by the in-ground pool, and cozy evenings in the hot tub or under the gazebo year-round. Tucked away on a quiet dead-end street beside Grindstone Creek, this gorgeous Bungalow is only a short stroll to local cafes, restaurants, boutiques, and community favourites like Pane Fresco and Memorial Park, where trails, greenspace, and a skating loop create vibrant, year-round activity. The open-concept kitchen, family room, and dining space - highlighted by vaulted ceilings, a gas fireplace, and large windows - keep you always connected to the beauty of the outdoors. A separate front living room provides a quiet retreat, while the spacious Primary Bedroom with Ensuite offers privacy. The finished lower level with separate entrance, opens the door to an in-law suite or additional living space with a 4th bedroom, full bathroom and family room with gas fireplace. Set in a close-knit, character-rich neighbourhood with mature trees and historic charm, and just minutes from Hwy 6, 403, 407, QEW and the Aldershot GO station, this is more than a home; it's a lifestyle you'll love coming back to every day.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,702
- Land Transfer Tax Fee
- $24,473
- Basement Type
- Finished, Separate Entrance, Walk-Up
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Auto Garage Door Remote, Central Vacuum, Primary Bedroom - Main Floor, Sump Pump
- Fireplace/Stove
- Yes
- Fireplace Features
- Family Room, Natural Gas, Rec Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Hot Tub, Landscaped, Patio, Privacy, Porch
- Pool
- Inground
- Property Features
- Cul de Sac/Dead End, Greenbelt/Conservation, Library, Park, Rec./Commun.Centre, River/Stream
- Other Structures
- Fence - Full, Garden Shed, Gazebo, Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 75.01 ft
- Lot Depth
- 165.57 ft
Inclusions
- Inclusions
- All electric light fixtures, all window blinds & coverings, fridge, gas stove, dishwasher, washer, dryer, laundry room fridge, garage freezer, pool equipment, hot tub, gazebo.
Exclusions
- Exclusions
- Main bathroom makeup mirror, all three wall mounted TVs.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Foyer—Main level, Hardwood Floor
- Living Room—Main level, Hardwood Floor
- Kitchen—Main level, Hardwood Floor, Open Concept, Walk-Out
- Dining Room—Main level, Hardwood Floor, Fireplace, Open Concept
- Family Room—Main level, Hardwood Floor, Open Concept, Vaulted Ceiling(s)
- Primary Bedroom—Main level, Walk-In Closet(s), Ensuite Bath
- Bathroom—Main level, 3 Pc Ensuite
- Bedroom 2—Main level
- Bedroom 3—Main level, Hardwood Floor
- Bathroom—Main level, 4 Pc Bath
- Mud Room—Basement level
- Bathroom—Basement level, 3 Pc Bath
- Laundry—Basement level
- Recreation—Basement level, Gas Fireplace
- Bedroom—Basement level
- Utility Room—Basement level
Washrooms
- 4-piece, Main
- 3-piece, Main
- 3-piece, Basement
- Municipality
- Hamilton
- Neighbourhood
- Waterdown
- Main cross streets
- MILL ST N
- Zoning
- R1-5
- Directions
- PARKSIDE DR, MILL ST N, ELGIN ST
- MLS® number
- X13099666
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-12
- Listed on
- 2026-05-07
- Days on market
- 5 days
- Possession type
- Flexible
- Co-op commission
- 2.0%
- Seller
- Listed by
- RE/MAX ESCARPMENT REALTY INC.
Home Market Value
Current home valuation for 121 Elgin Street, Hamilton, Waterdown, Hamilton, ON. Listed for $1,399,900
HOMEH Estimate
$1,326,823
Estimated Sales Range
$928,776 - $1,724,870
HOMEH Estimate for 121 Elgin Street, Hamilton, Waterdown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $899,900 over $500K
$114,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $51,348 | $39,057 | $33,318 | $0 |
=Total mortgage | $1,335,056 | $1,298,967 | $1,223,233 | $1,119,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $6,518monthly | $6,342monthly | $5,972monthly | $5,468monthly |
Land Transfer Tax
$24,473
$24,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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