Listed for:Listed Sep 15, 2026
$728,000

146 Ottawa Street S

Hamilton (Delta), ON L8K 2E4

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 146 Ottawa Street S, Hamilton, Delta

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 146 Ottawa Street S, Hamilton, Delta

Summarized Description

  • Bright 2 1/2 storey brick home.
  • Fully finished basement suite with separate entrance.
  • Finished third-floor loft for flexible use.
  • Open-concept kitchen with granite breakfast bar.
  • Updated 4-piece bath with new fixtures.
  • Exceptional location near Gage Park.
  • Steps from vibrant shopping and dining.
  • Family-friendly neighborhood with great walkability.

BEAUTIFULLY UPDATED CHARACTER HOME STEPS FROM GAGE PARKThis BRIGHT 2 1/2 STOREY brick home offers SPACE & FLEXIBILITY in one of Hamilton's MOST SOUGHT AFTER NEIGHBOURHOOD. Highlights of this home include:* welcoming curb appeal with a covered front porch and stone patio* OPEN-CONCEPT KITCHEN featuring stylish two-tone cabinetry, GRANITE BREAKFAST BAR, pot lights, bamboo flooring, overlooking the bright dining room* spacious living room * convenient main-floor laundry (new washer and dryer 2026)* 3 spacious bedrooms include a generous primary plus a beautifully updated 4-piece bath with new vanity and lighting (2026) and new window (2025)* FINISHED THIRD-FLOOR LOFT ADDING VALUABLE FLEXIBLE SPACE for a teen retreat, home office, studio or guest room* FULLY FINISHED BASEMENT SUITE WITH SEPARATE ENTRANCE featuring a modern kitchen (2020), living area and 4-piece bath-ideal for extended or multi-generational family living* FULLY FENCED BACKYARD is designed for relaxing and entertaining, with a spacious deck, soothing fountain, lower deck with gazebo (2022) and storage shed.* EXCEPTIONAL LOCATION just steps from Gage Park and the vibrant Ottawa Street shopping district, with its popular cafes, restaurants and boutiques. Close to schools, parks and public transit, with future LRT stops planned at Ottawa Street and Gage Park. * EXCEPTIONAL WALKABILITY, character and lifestyle come together in this welcoming, FAMILY FRIENDLY NEIGHBOURHOOD.Some additional UPDATES include: Stone patio, steps & landing (2023), front door & railing (2025), Kitchen sink, faucet and dishwasher (2026), primary bedroom window (2021)

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,314
Land Transfer Tax Fee
$11,035

Basement Type
Separate Entrance, Walk-Up, Finished, Full

Interior Features

Laundry Level
Main Level
Interior Extras
In-Law Suite
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Fenced Yard, Park, Sloping, Public Transit, School
Other Structures
Shed

Building

Building Type
Detached
Building Style
2 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
29.79 ft
Lot Depth
99.00 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, Basement Fridge & Stove, All Window Coverings, All Electric Light Fixtures, Security Camera (1), all Bathroom Mirrors

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Foyer—
    Main level
  • Bedroom—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Other—
    Third level
  • Living Room—
    Main level
  • Bedroom 3—
    Second level
  • Bathroom—
    Basement level, 3 Pc Bath
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Basement level
  • Family Room—
    Basement level

Washrooms

  • 4-piece, Second
  • 3-piece, Basement

Municipality
Hamilton
Neighbourhood
Delta
Main cross streets
Montclair/Lawrence
Directions
Lawrence to Ottawa St. S, just past Montclair

MLS® number
X13788718
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-15
Updated on
2026-10-14
Days on market
38 days
Possession type
60-89 days
Co-op commission
2.0% + HST
Seller
Listed by
eXp Realty

Home Market Value

Current home valuation for 146 Ottawa Street S, Hamilton, Delta, Hamilton, ON. Listed for $728,000

HOMEH Estimate

?

$725,898

Estimated Sales Range

?

$573,459 - $878,337

HOMEH Estimate for 146 Ottawa Street S, Hamilton, Delta

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$725,898Medium confidence
Based on 3 comparable properties
+ $2,102 (0%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Hamilton, ON
Minimum Down Payment Required:6.6%

5% on first $500K + 10% on $228,000 over $500K

Minimum down payment

$47,800

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$27,198$20,311$17,326$0
=Total mortgage
$707,150$675,511$636,126$582,400
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,453monthly$3,298monthly$3,106monthly$2,844monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$11,035

Total Land Transfer Tax

$11,035

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